WiseWI

Card Dispute and Chargeback Agent

Wise is a global technology company building the best way to move and manage the world's money. It offers international money transfers, multi-currency accounts, and debit cards for individuals and businesses, focusing on transparency and low fees.

Wise

Employee count: 5000+

Salary: 59k-59k USD

United States only

Company Description

Wise is a global technology company, building the best way to move and manage the world’s money.
Min fees. Max ease. Full speed.

Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their lives easier and save them money.

As part of our team, you will be helping us create an entirely new network for the world's money.
For everyone, everywhere.

More about our mission and what we offer.

Job Description

Card Dispute and Chargeback team is one of the frontiers of the exciting Wise world, helping our customers recover the cost of their problematic transactions, making sure we stay compliant with the card scheme and the relevant regulations, and pushing our partners to excel with us.

The team aim is to constantly improve our disputes and chargeback operations, supporting Wise mission while offering the best possible experience to our customers. We also work in close collaboration with our Card Fraud Team and our Dispute and Chargeback Team from the merchant side of Wise, helping each other to navigate at best in the domain, and keeping our customers constantly in mind.

Your responsibilities:

  • Deep dive into customers' disputes and take appropriate actions.

  • Process card chargebacks and provide required information to our partners and the card scheme.

  • Learn and understand the relevant regulations and guidelines.

  • Provide world class support to our customers via email and phone, if needed, in order to solve a dispute.

  • Work with our dedicated developers to identify and support improvements.

  • Report when appropriate to partners, card schemes and authorities.

  • Working hours are Monday to Friday, 9 AM to 5 PM CST. Additionally, you will be required to work one weekend day per month. One week of evening shifts will be scheduled from 11 AM to 7 PM, although this is subject to change.

Qualifications

  • Previous experience with disputes or compliance.
  • Some experience being part of a driven high performing team.
  • Punctuality, independence and proactivity.
  • Strong attention to detail.
  • Tolerance for routine but also an ability to keep up with the fast changes in the card payments industry.
  • Some experience handling independent parts or entire projects.
  • Experience working within a cross-office team.
  • Experience within card issuing, acquiring institutions or merchants.
  • Some experience working with regulatory or product compliance.

Additional Information

If you’re ready to take on a challenging and rewarding role, apply now and become part of our global team at Wise!

  • Salary: 28.50 USD per hour
  • This is a hybrid position located in Austin, Texas, and not fully remote. You must be able to commute to the office.
  • You’re eligible to work in the US, we cannot sponsor Visas for this role.
  • Click here to see the benefits we offer!

For everyone, everywhere. We're people building money without borders — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive.

We're proud to have a truly international team, and we celebrate our differences.
Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers.

If you want to find out more about what it's like to work at Wise visit Wise.Jobs.

Keep up to date with life at Wise by following us on LinkedIn and Instagram.

About the job

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Posted on

Job type

Full Time

Experience level

Entry-level

Salary

Salary: 59k-59k USD

Location requirements

Hiring timezones

United States +/- 0 hours

About Wise

Learn more about Wise and their company culture.

View company profile

Wise was founded in 2011 by two friends, Taavet Hinrikus (Skype’s first employee) and Kristo Käärmann, who recognized a significant challenge many individuals and businesses face: the high cost and lack of transparency in international money transfers. Traditional banks often obscure fees within unfavorable exchange rates, making it difficult for customers to understand the true cost of sending money abroad. This frustration was personal for the founders; Taavet received his salary in euros while living in London and needing pounds, and Kristo, also in London, was paid in pounds but had a mortgage in euros back in Estonia. They devised a simple peer-to-peer system for themselves, which sparked the idea for a broader solution to help everyone avoid excessive bank charges and unfair exchange rates.

Our customers, ranging from individuals sending money to family overseas, freelancers getting paid by international clients, to businesses managing global payroll and supplier payments, were all burdened by these opaque and expensive traditional systems. That's why Wise (formerly TransferWise) was created – to offer a cheaper, faster, and more transparent way to move money across borders. We empower our customers by providing them with the real mid-market exchange rate, the one you see on Google, and charging a small, upfront fee. This customer-centric approach means no hidden markups and clear visibility into the cost of each transaction. Over the years, we've expanded our offerings beyond simple money transfers to include a multi-currency account that allows customers to hold and manage money in dozens of currencies, a debit card for spending abroad without hidden fees, and specialized business accounts to cater to the needs of global enterprises. Our mission is to make money borderless – eventually, for free – so our customers can live, work, and operate internationally with greater ease and financial efficiency.

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Wise

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