Viva.com

In 2000, Haris Karonis and Makis Antypas founded Viva.com with a bold vision to transform how businesses across Europe handle payments and banking. They recognized that traditional banking was too slow, too fragmented, and too expensive for modern businesses. So they built something entirely new - a cloud-native tech bank designed from the ground up for the digital age.

Today Viva.com stands as Europe's first Tech Bank for businesses, operating in 24 countries across the continent. Built entirely on Microsoft Azure cloud infrastructure, Viva.com delivers an all-in-one platform that seamlessly integrates payments, banking services, and business solutions. The company pioneered Tap on Any Device technology, enabling merchants to accept payments on any device or even without a device at all. With a dynamic ecosystem of over 450 technology partners and direct connections to local payment schemes across Europe, Viva.com provides businesses with the tools to scale efficiently. In 2022, the company became Greece's first unicorn after a strategic investment by JPMorgan Chase, cementing its position as a leader in European fintech innovation.