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TalaTA

Backend Engineer

Tala is a financial technology company that provides accessible credit and financial services to underserved communities worldwide.

Tala

Employee count: 501-1000

Salary: 2460k-3198k INR

India only

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About Tala

At Tala, we’re applying advanced technology and human creativity to solve what legacy institutions can’t or won't. We are a global financial infrastructure company on a mission to unleash the economic power of the global majority, recognizing that today’s financial infrastructure doesn’t work for most of the world’s population.
We’re the first and only platform to combine the intelligence of a credit bureau, the payments execution of a fintech, and the relationship expertise of a bank into one vertically integrated solution. Our platform is powered by an expansive moat of proprietary data and AI/ML decisioning technology, enabling us to deliver instant, reliable liquidity personalized to every customer's needs. Through our flagship credit app, we’ve disbursed over $7 billion in credit to more than 12 million customers across Latin America, Southeast Asia, and East Africa. These customers have leveraged Tala products to start and expand small businesses, manage day-to-day needs, and pursue their financial goals.
Our pioneering work and proven impact have earned us consistent recognition, including being named to:
CNBC’s Disruptor 50 for five years.
CNBC’s World's Top Fintech Companies for two consecutive years.
Forbes’ Fintech 50 list for nine consecutive years.
Visionary investors, persuaded by the economic power of the global majority, have committed half a billion dollars in equity and debt to Tala's success.
Given the global nature of our team, we operate on a remote-first approach with office hubs in Santa Monica, CA (HQ); Nairobi, Kenya; Mexico City, Mexico; Manila, the Philippines; and Bangalore, India.
Most Talazens join us because they connect with our mission. If you are energized by the impact you can make at Tala, we’d love to hear from you!
Tala is seeking a driven engineer to join our growing Product Development team. The ideal candidate will be adept at problem-solving, debugging, and dedicated to the continuous improvement of existing systems and processes.
This role is set within a supportive team environment with an excellent culture, offering significant opportunities for career advancement and professional development. We are committed to finding exceptional talent and are prepared to customize the role for the ideal candidate.

What You'll Do

  • Design, develop, and maintain robust backend services, APIs, and data integration layers that power key product features.
  • Write clean, efficient, and easily maintainable code, strictly adhering to established coding standards and best practices.
  • Collaborate actively with cross-functional teams (including frontend engineers, product managers, and designers) to define and implement scalable backend solutions.
  • Enhance overall code quality, performance, and security by participating in thorough code reviews.
  • Contribute to the design and optimization of database schemas and queries to guarantee high performance and system reliability.
  • Troubleshoot and resolve technical issues quickly and effectively across both development and production environments.

What You'll Need

  • 1+ year of hands-on experience in designing and developing applications using Java, Kotlin, or Scala. This includes exposure to a web framework like Spring.
  • A fundamental grasp of Object-Oriented Programming (OOP) patterns and concepts.
  • Proven problem-solving abilities and a strong drive for independent learning and work.
  • Familiarity with standard software engineering practices, including coding standards, source control management, and basic testing methodologies.
  • Experience with cloud-based application development and deployment, particularly using AWS and/or Google Cloud.
  • Exposure to containerization technologies, such as Docker or Kubernetes, is beneficial.
  • Familiarity with relational databases (e.g., MySQL, PostgreSQL, Oracle, Aurora) and a basic understanding of raw SQL queries or Object-Relational Mappers (ORMs) like Hibernate.
Our vision is to build a new financial ecosystem where everyone can participate on equal footing and access the tools they need to be financially healthy. We strongly believe that inclusion fosters innovation and we’re proud to have a diverse global team that represents a multitude of backgrounds, cultures, and experience. We hire talented people regardless of race, religion, color, national origin, gender, gender expression, sexual orientation, age, marital status, veteran status, or disability status.

About the job

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Posted on

Job type

Full Time

Experience level

Mid-level

Salary

Salary: 2460k-3198k INR

Location requirements

Hiring timezones

India +/- 0 hours

About Tala

Learn more about Tala and their company culture.

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At Tala, we understand that our customers face significant challenges when it comes to accessing reliable financial services, especially in regions where traditional banking systems often overlook the majority. This is why we are committed to bridging the gap between digital and cash ecosystems, making it easier for individuals to manage their financial lives all in one app.

Founded in 2011, Tala is primarily focused on serving the Global Majority, a term describing the vast population that remains underserved by conventional financial institutions. Our innovative mobile app provides instant access to credit, savings, and various financial services that empower customers to make informed financial decisions.

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Tala

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