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TabbyTA

Senior Product Analyst, BNPL

Tabby is a financial technology company offering buy now, pay later services, allowing consumers to split purchases into interest-free monthly payments. They aim to reshape people's relationship with money by providing empowering and fair financial products.

Tabby

Employee count: 1001-5000

AU, AT + 35 more

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Tabby creates financial freedom in the way people shop, earn and save by reshaping their relationship with money. Over 20 million users choose Tabby to stay in control of their spending and make the most out of their money.

The company’s flagship offering allows shoppers to split their payments online and in-store with no interest or fees. Over 40,000 global brands and small businesses, including Amazon, Noon, IKEA, and SHEIN use Tabby to accelerate growth and gain loyal customers by offering easy and flexible payments online and in stores.

Tabby generates over $14 billion in annual transaction volume for its partner brands and is the highest-rated, most-reviewed, largest, and fastest-growing FinTech in the GCC region.

Tabby launched in 2019 and has since raised +$1 billion in equity and debt funding from global and regional investors, and now has an implied valuation of $4.5 billion.

About the role
This role focuses on Tabby’s core BNPL checkout experience, one of the most critical surfaces in the business.
You will own analytics for the checkout funnel, working on the conversion vs risk trade-off: maximizing approval rates and user experience while maintaining healthy unit economics.
You will partner closely with Product, Risk, and Engineering teams to understand user behavior, improve decisioning, and optimize the end-to-end checkout flow across merchants and markets.

What you will be doing

  • Own analytics for the BNPL checkout funnel (eligibility → approval → transaction success)
  • Identify and optimize conversion drivers and drop-offs across the checkout journey
  • Work closely with Risk teams to analyze and improve approval and scoring strategies
  • Design and evaluate experiments impacting conversion and profitability
  • Define and monitor key metrics (approval rate, conversion rate, default rate, revenue per user)
  • Build dashboards and analytical tools to support real-time decision-making
  • Collaborate with Product and Engineering on improving checkout UX and performance
  • Translate data into actionable insights balancing growth and risk

What you will need

  • Minimum of 4 years of experience as a data or product analyst, ideally in high-scale consumer or fintech products
  • Strong SQL skills and experience working with relational databases
  • Hands-on experience with data visualization tools (Tableau, Looker Studio, Amplitude or similar) to build and communicate product insights
  • Experience using DBT or similar tools for data modelling and transformation
  • Ability to design and structure data for new products and features, ensuring analytics is embedded from the start
  • Proficiency in Python for data analysis (Pandas, NumPy, Statsmodels, scikit-learn, etc.)
  • Experience working with funnels and conversion optimization, ideally in checkout, payments, or similar high-impact flows
  • Strong understanding of experimentation and A/B testing methodologies
  • Experience in fintech, payments, or lending products is a strong plus
  • Strong quantitative and analytical skills, with a structured approach to problem-solving, able to identify root causes and translate them into actionable insights
  • High ownership and a proactive mindset, comfortable operating in a fast-paced, high-impact environment
  • Strong communication skills, with the ability to work closely with Product, Risk, and Engineering teams and explain insights clearly to non-technical stakeholders
  • Upper-intermediate (or higher) level of English
  • Genuine motivation to build high-quality products and continuously develop your skills within a strong team

Job Benefits

Relocation and Employment

We offer remote work from anywhere in the world (our schedule is based on Dubai time though) and are happy to work out an individual relocation plan for you.
Our employees have the opportunity to choose a country for registration: at the moment those are Armenia, Georgia, Serbia, Portugal, Spain.

What you can expect
  • We offer flexible working hours and trust you to work enough hours to do your job well, at times that suit you and your team.
  • A working environment that gives you autonomy and responsibility from day one.
  • You should be comfortable with the idea that the quality of your work will influence the shape of your career.
  • Participation in the company’s employee stock options program.
We are passionate about creating an inclusive, high-performing workplace that gives people from all backgrounds the support they need to thrive, grow, and meet their goals (whatever they may be).

If this sounds exciting to you, we’d love to hear from you!

About the job

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Job type

Full Time

Experience level

Experience

4 years minimum

About Tabby

Learn more about Tabby and their company culture.

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At Tabby, we are driven by a fundamental belief: today's financial institutions were often built on models that extract wealth rather than create it. We see a world where interest charges, hidden fees, and extended debt cycles can keep individuals from realizing their full potential. That's why we're committed to changing this narrative. Our mission is to build financial products that are designed to inspire and cultivate financial freedom. We aim to reshape your relationship with money, transforming it into one that is empowering, fair, and even playful. Whether you're furnishing a new home with a couch or selecting an outfit for a significant life event, we want you to feel good about your purchases, and with Tabby, you can.

Our core values guide every decision we make and every product we create. We believe our work gains its deepest meaning when the tools we build are used by people to enhance their daily lives; the more lives we positively impact, the more significant our work becomes. We operate on the principle of treating others as we would like to be treated ourselves. Dealing with money is a serious responsibility, and we approach it with the utmost gravity, striving to bring clarity from chaos so that individuals can make informed choices that are best for them. Furthermore, we believe that work should be more than just problem-solving; it should also be about creating joy and inspiring what's possible, even if that means taking calculated risks and not always opting for the safest path. We are dedicated to bringing financial freedom to the MENA region, currently serving millions of shoppers and thousands of brands across Saudi Arabia, the United Arab Emirates, and Kuwait, with ambitious plans for further expansion.

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