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SignifydSI

Software Engineer, Online Decisioning

We empower fearless commerce: Friction-free customer experience without worry about fraud and consumer abuse.

Signifyd

Employee count: 501-1000

Salary: 140k-180k USD

United States only

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At Signifyd, we help merchants confidently grow their businesses by building trusted relationships with their customers. Our advanced technology, combined with a team genuinely invested in our clients’ success, creates frictionless shopping experiences, approving more good orders, protecting revenue, and keeping customers happy.

Trusted by thousands of leading merchants across more than 100 countries, we securely process billions of transactions each year. Our people are the heart of everything we do, driving our mission forward with commitment, empathy, and creativity. Join us on our mission to empower confident, fraud-free commerce by helping online retailers provide superior customer experiences and eliminate fraud. Learn about our company values here!

Department: Engineering

The Engineering organization at Signifyd is at the forefront of building solutions that protect and empower global commerce. We pride ourselves on delivering highly scalable, robust systems that evolve with our customers' needs, from emerging startups to enterprise-level organizations processing millions of transactions. Our engineers thrive in an innovative environment where rapid iteration and continuous learning drive our success. We embrace modern development practices, leverage cloud-native technologies, and maintain a customer-obsessed mindset to ensure our solutions anticipate tomorrow's challenges. Strong partnerships with Product and Data Science ensure every technical decision is aligned with delivering maximum value and driving meaningful business outcomes.

Software Engineer, Online Decisioning

We are looking for a back-end engineer who is passionate about designing and building world-class services. As a member of the Online Decisioning team, you will own the core API platform for real-time decisioning and scoring that retailers use to block fraud and approve legitimate orders. We seek an experienced engineer with a track record of building innovative, highly-scalable products who can understand key system requirements, design elegant solutions, and work with other engineers and managers to architect and lay out the work.

Responsibilities

  • Design, build, and deliver large-scale and real-time systems with high quality, scalability, and operability in mind.
  • Collaborate with product management, data science, and other engineering teams to bring end-to-end solutions to our customers.
  • Review and provide feedback on technical designs and code changes to engineering peers.
  • Proactively identify areas of technical debt and propose solutions to address them.
  • Take operational ownership of the system by using monitoring and observability tools to identify and respond to issues.
  • Mentor and coach team members to raise the technical bar on the team.

Requirements

  • Bachelor’s degree or equivalent practical experience.
  • 2+ years of experience in software development with modern programming languages, experience programming in a functional style.
  • Experience with software design and architecture.
  • Experience with design for scalability, performance, and reliability.
  • Ability to effectively communicate with engineers and non-engineers alike.
  • You use modern AI development tools fluently to ship faster without sacrificing quality. This means practical experience with AI coding assistants, understanding how to provide effective context, and critically evaluating generated code for correctness, security, maintainability, and long-term code quality.

Nice to Have

  • Experience with building distributed systems or machine learning products.
  • Experience with cloud platforms (AWS/GCP) is highly desired.

Our Stack

  • Java, SQL, Apache Spark, gRPC, HTTP/REST
  • Kubernetes, Docker, Linux
  • Cassandra, Pub/Sub, Databricks
  • GCP, AWS

Benefits in our US offices:

  • Discretionary Time Off Policy (Unlimited!)
  • 401K Match
  • Stock Options
  • Annual Performance Bonus or Commissions
  • Paid Parental Leave (12 weeks)
  • On-Demand Therapy for all employees & their dependents
  • Dedicated learning budget through Learnerbly
  • Health Insurance
  • Dental Insurance
  • Vision Insurance
  • Flexible Spending Account (FSA)
  • Short Term and Long Term Disability Insurance
  • Life Insurance
  • Company Social Events
  • Signifyd Swag

Compensation:

In the United States, each work location is assigned a specific pay zone, which determines the salary range for a given position. The starting base salary for the selected candidate will be based on a variety of factors, including job-related skills, experience, qualifications, geographic location, and current market conditions.

Base Salary Ranges by Pay Zone:

  • Tier 1 (NYC/SF Bay Area/Seattle): $160,000 – $180,000 annually
  • Tier 2 (DC Metro/Austin/Chicago/Denver/Boston/Los Angeles/San Diego): $150,000 – $170,000 annually
  • Tier 3 (US - All Other): $140,000– $160,000 annually

Equity: This role is eligible for a stock option grant of 1800 stock options, based on the position level and internal compensation guidelines.

Bonus: This role is eligible for an annual performance bonus of up to 10% of base salary.

We want to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process.

Signifyd's Applicant Privacy Notice

About the job

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Job type

Full Time

Experience level

Salary

Salary: 140k-180k USD

Education

Bachelor degree

Experience

2 years minimum

Experience accepted in place of education

Location requirements

Hiring timezones

United States +/- 0 hours

About Signifyd

Learn more about Signifyd and their company culture.

View company profile

Signifyd provides an end‑to‑end Commerce Protection Platform that leverages its Commerce Network to maximize conversion, automate customer experience and eliminate fraud and customer abuse for retailers. Signifyd uses big data and machine learning to provide a 100% financial guarantee against fraud and chargebacks on approved orders. This effectively shifts the liability for fraud away from ecommerce merchants, allowing them to increase sales and open new markets while reducing risk.

Signifyd counts among its customers a number of companies on the Fortune 1000 and Internet Retailer Top 500 lists. Signifyd is headquartered in San Jose, CA, with locations in Denver, New York, Mexico City, Belfast and London.

Thousands of online stores protected. 100+ countries served.

For the first time, online retailers can receive a decision backed by a 100% financial guarantee against fraud and consumer abuse. We focus on making commerce safer for online retailers, so that they can focus on what they do best: growing their business without the fear of online retail fraud.

The history of Signifyd

Our story begins in a two‑desk coworking space in Palo Alto with co‑founders Mike and Raj, who left their jobs at PayPal with an idea about tracking fraudsters on social media. At first a scoring solution, guaranteed protection from fraud soon emerged as an excellent product‑market fit, and our growth spurt began. Our product stack grew too, adding products and features that protect retailers from all forms of chargebacks, including consumer abuse and payments optimization under SCA. Signifyd is currently backed by Premji Invest, Bain Capital Ventures, Menlo Ventures, American Express Ventures, IA Ventures, Allegis Cyber and Resolute Ventures.

Our platform

Signifyd’s Commerce Protection Platform automates online order flows, instantaneously sorts fraudulent orders from legitimate ones, triages abuse chargebacks stemming from customer disputes and future‑proofs the enterprise against rapidly evolving payments optimization issues. And in keeping with Signifyd’s roots, it includes a financial guarantee backing the platform’s decisions.

Employee benefits

Learn about the employee benefits and perks provided at Signifyd.

View benefits

Disability insurance

Short and long term disability insurance.

Life insurance

Life insurance so you don't have to worry.

Equity benefits

Every employee gets equity, so you are rewarded for your best work.

Healthcare benefits

Medical, dental, and vision insurance + flexible spending account (FSA).

View Signifyd's employee benefits
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Signifyd

Company size

501-1000 employees

Founded in

2011

Chief executive officer

Rajesh Ramanand

View company profile

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