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SaviiSA

Senior Analyst – Credit Strategy & Analytics (For Pooling)

SAVii is a financial services company specializing in salary-linked financial benefits, offering loans, insurance, and savings options to enhance employee financial well-being. Formerly known as Uploan, it was founded in 2017 and is based in Makati, Philippines.

Savii

Employee count: 201-500

Philippines only
✨ Be Part of SAVii: Empowering Change & Transforming Lives! 🌍

About SAVii

At SAVii, we’re on a mission to revolutionize the employee wellness landscape. Since our founding in 2017 as SAVii PH, we’ve been changing the way employee benefits work by providing 360° salary-linked wellness services in emerging markets like the Philippines and India. Our platform empowers HR leaders to support their teams’ financial wellness, both personally and professionally. As the leaders in the Philippines, we’re now expanding, and we’re looking for passionate individuals to join us! 🚀
Are you ready to be part of something that’s changing lives? 💡

Our Culture: Empowering You to Thrive

At SAVii, people are at the heart of everything we do. We believe in the power of individuality and the strength of a team that values each person's unique perspective. As a remote-first organization, we trust you to work where you’re most productive and happiest. We’re all about flexibility and work-life harmony, so you can focus on what matters most, whether that’s your career growth or personal well-being. 💡
We foster a culture of collaboration, respect, and continuous growth, where every voice is heard and every idea is valued. We know that our success comes from embracing diversity, and we welcome all the different backgrounds, talents, and experiences that each team member brings. Together, we’re not just achieving goals—we’re transforming lives and making a meaningful impact every day. 🌍
We work fast, execute faster, and challenge ourselves to constantly evolve. SAViiers are encouraged to take bold steps, learn from every experience, and push the limits of what's possible. Bring your whole self to work, because we believe that’s how the best ideas happen and how we’ll continue to lead in the employee wellness space. 💫

Your Impact: What You’ll Do

  • Senior analyst will play a key role in evaluating credit risk and supporting the design, monitoring, and optimization of lending products such as MoreTyme (Buy Now Pay Later), personal loans and credit cards. Senior analyst would focus on credit risk management and advanced analytics leveraging AI and machine learning to transform how credit decisions are made.
  • Key Responsibilities:

  • Credit Evaluation & Risk Assessment
  • Analyze credit applications, customer profiles, and financial data to assess risk.
  • Interpret credit scoring models, behavioral data, and alternative data sources to support credit decisions.
  • Assist in setting and refining credit policies and underwriting criteria.
  • Work with the business to develop and maintain NPV valuation (financial) models for the lending products, credit strategies, and portfolio performance.
  • Portfolio Monitoring
  • Monitor performance metrics such as delinquency, default rates, and recovery.
  • Conduct cohort and segmentation analysis to identify trends and early warning indicators.
  • Support the development of risk dashboards and reporting tools.
  • Campaigns Execution
  • Design, execute, and analyze lending campaigns aimed at driving credit usage, improving repayment behavior, or reducing risk.
  • Partner with business, marketing, CRM, and product teams to ensure alignment of campaign goals with credit policies.
  • Monitor campaign performance and provide recommendations for optimization.
  • Collaboration & Support
  • Work with business, product, engineering, and collections teams to design and implement lending workflows.
  • Provide analytical support during new product rollouts or changes in credit policy.
  • Participate in cross-functional discussions on customer experience and product risk.
  • Work closely with business partners and be able to translate business problem to statistical problems and leverage machine learning technology to solve business problems.
  • Innovation and Research
  • Experiment with new tools, techniques, algorithms and methodologies to enhance the bank’s capabilities

What We’re Looking For: Skills & Experience

  • Bachelor’s degree or higher in applied mathematics, statistics, computer science, physics, data science, economics, engineering or equivalent quantitative discipline
  • Relevant work Experience of 2-5 years
  • Proficient in SQL and Python for data manipulation and analyze large datasets
  • Proficiency in Excel, and/or data visualization tools (e.g., Tableau, Power BI)
  • Experience in consumer lending (credit cards or personal loans or BNPL) is required

Why Join SAVii?

When you join SAVii, you're joining a company where you matter. Your work will have a direct impact on employees' lives through financial wellness, and you’ll be part of a team that encourages personal growth and professional development. We offer flexible benefits designed to support you in both your work and personal life.
Ready to make a real difference?

Our Commitment to Diversity & Inclusion

At SAVii, diversity and inclusion aren’t just words—they’re the foundation of everything we do. 🌈 We’re proud to be an Equal Opportunity Employer, and we welcome individuals from all walks of life. We believe a mix of backgrounds, ideas, and experiences fuels innovation, and we are stronger because of it.
We strongly encourage candidates from diverse backgrounds to apply. We’re here to ensure that every voice is heard. 🎉
💡 Convinced You’re the Perfect Fit? Let’s Make It Happen!
We’re looking for bold thinkers, problem solvers, and passionate individuals who want to be part of something transformative. If you’re excited to help us change lives, grow in a fast-paced environment, and be part of a collaborative team, we want to hear from you!

Apply Now and let’s transform lives—together! 🌟

About the job

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Job type

Full Time

Experience level

Senior

Location requirements

Hiring timezones

Philippines +/- 0 hours

About Savii

Learn more about Savii and their company culture.

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At SAVii, we are driven by a mission to bring financial wellness to millions of employees in emerging economies. We believe that a salary is more than just take-home pay; it's the safest vehicle to financial empowerment. Our core values guide us: we think fast, and excellence is an attitude. We empower our team to dare, fostering a culture where everyone can learn and succeed. This shared culture of respect and fast execution is built on the value of transforming lives every day. We are always ready to help others improve, driven by an intimate understanding of the 'why' behind our work. Honesty, transparency, and accountability are paramount in all our interactions. We are team players who deeply respect others' ideas, suggestions, feedback, and unique work styles.

SAVii is an innovative platform that empowers HR leaders with 360-degree salary-linked wellness services designed to elevate team members personally and professionally. We are revolutionizing the employee wellness landscape at enterprise companies throughout the Philippines and across Asia. In a market historically dominated by inaccessible and sometimes predatory lenders, SAVii (formerly Uploan) was established in 2017 to offer a safe, affordable, and formal credit alternative. The need for such services was further heightened during the pandemic, a period during which SAVii doubled its customer base to become a category leader. We support over 600,000 employees by providing safe, convenient, and affordable loans, advances, mental health support, financial education, and free insurance – all with no risk or obligation for employers. Our 150+ corporate employer partners gain valuable data insights that can help manage attrition and unlock engaged, productive employees. We understand that financial stress can significantly impact employee well-being and productivity, and our services aim to alleviate this by offering a reliable financial lifeline. Our vision is that in emerging markets, where vast populations remain unbanked, salary-linked finance will become the largest and safest path to financial inclusion.

Employee benefits

Learn about the employee benefits and perks provided at Savii.

View benefits

Dependent coverage

Coverage for dependents.

Professional development stipends

Stipends for professional growth.

Gym memberships or discounts

Perk to engage and empower the workforce.

Savings account

Low minimum deposit. Convenient withdrawals.

View Savii's employee benefits
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Savii

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