Rain is a leading provider of employee-centric financial wellness solutions, dedicated to empowering individuals to achieve financial freedom. The company's core offering is an employer-integrated earned wage access (EWA) platform that allows employees to access their earned wages on demand, rather than waiting for a traditional payday. This innovative service is designed to combat predatory financial products like payday loans and overdraft fees, which disproportionately affect the significant portion of the American workforce living paycheck to paycheck. By providing a responsible and transparent alternative, Rain helps workers manage unexpected expenses, reduce financial stress, and improve their overall financial health. The platform seamlessly integrates with major payroll and timekeeping systems across the United States, simplifying implementation for employers and ensuring a smooth, user-friendly experience for employees. This integration minimizes the operational burden on HR and payroll departments while delivering a valuable benefit that has been shown to increase employee retention, boost productivity, and attract more job applicants.
Founded in 2019, Rain has experienced rapid growth, partnering with hundreds of middle-market and enterprise organizations, including prominent names like McDonald's and Marriott. The company has successfully onboarded millions of employees and disbursed billions of dollars in earned wages. Beyond its primary EWA service, Rain offers a comprehensive suite of financial wellness tools within its app. These include resources for budgeting, expense tracking, financial education, and personalized coaching, all aimed at helping users build healthier financial habits and long-term stability. Rain's mission extends beyond simply providing early access to pay; it is focused on fostering a more engaged and financially secure workforce. The company's commitment to this mission is reflected in its continuous innovation, with plans to introduce new products such as savings accounts and credit-building tools. By placing employee well-being at the forefront of its strategy, Rain is not only transforming the way people get paid but also contributing to a more equitable and supportive work environment for millions across the country.
Brazil
United States
