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At the heart of Qarar's operations lies a commitment to decision analytics. The company leverages cutting-edge consulting, advisory, and software technology to craft tailor-made solutions that underpin their clients' digital transformation and journey. Qarar's primary mission centers on the transformation of credit decisions, with an increasing focus on the SME markets. Through the strategic integration of data proficiency and advanced analytics, they empower these businesses to attain unparalleled insights, optimise operations, and enhance their performance standards. Qarar is dedicated to helping its clients achieve their goals. Their data-driven models predict credit risk, enhance portfolio management, integrate compliance measures, optimize collections, and identify cross-sell opportunities. By focusing on strategy, pricing, credit risk management, embedded finance, and marketing, they guide their clients toward becoming fully data-driven organizations.

Qarar's team comprises professionals with deep domain expertise and extensive knowledge in various areas, allowing them to offer comprehensive solutions that address their clients' most pressing challenges. By harnessing the power of advanced analytics, they help businesses unlock their full potential and drive sustainable growth. The company considers itself a family that also treats employees like family. Their culture is focused on business and personal growth — to grow as professionals and grow the company. Everyone constantly strives to self-develop, learn, and then share that learning with the rest. This has created a culture where everyone can be vulnerable with each other and comfortably share fears, weaknesses, desires, and goals. Qarar is seen as a trusted partner to clients, treasuring long-lasting relationships over transactions. Clients have long complimented their responsiveness, agility, adaptiveness to new requirements and their focus on simplicity over complexity. Qarar's work reflects their outlook towards the future — they aim to set businesses on course to fully automated and accurate data-driven decisioning, and optimized actions for the greatest profitability, with minimum risk and proper compliance at every step of the way.