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OportunOP

Specialist, Process Strategy & Control Reinforcement (R13980)

Oportun is a financial services company that provides affordable personal loans, savings tools, and credit-building credit cards, utilizing AI to serve individuals with limited or no credit history.

Oportun

Employee count: 1001-5000

Mexico only

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ABOUT OPORTUN

Oportun (Nasdaq: OPRT) is a mission-driven financial services company that puts its members' financial goals within reach. With intelligent borrowing, savings, and budgeting capabilities, Oportun empowers members with the confidence to build a better financial future. Since inception, Oportun has provided more than $21.3 billion in responsible and affordable credit, saved its members more than $2.5 billion in interest and fees, and helped its members set aside an average of more than $1,800 annually.

WORKING AT OPORTUN

Working at Oportun means enjoying a differentiated experience of being part of a team that fosters a diverse, equitable and inclusive culture where we all feel a sense of belonging and are encouraged to share our perspectives. This inclusive culture is directly connected to our organization's performance and ability to fulfill our mission of delivering affordable credit to those left out of the financial mainstream. We celebrate and nurture our inclusive culture through our employee resource groups.

JOB OVERVIEW

This position will support the Process Strategy and Innovation Vox functions within the Process Strategy & Control Reinforcement team. The role is responsible for evaluating and validating the implementation of company initiatives, program enhancements, and third-party vendor onboarding through rigorous root cause and financial analysis. As an Analyst, you will partner cross-functionally to assess process performance, identify gaps and risks, quantify financial impact, and ensure initiatives deliver expected outcomes.

RESPONSIBILITIES:

  • Perform deep dive reviews to identify Company needs that beneficially impact the Company.
  • Create business cases that include CBAs, testing results, and recommendations to improve processes and produce cost benefits.  
  • Lead discussions with supporting partners to provide the guidance and support needed to implement Company initiatives. 
  • Develop insights and recommendations to drive initiatives that support data-driven decision-making, operational efficiency, and scalable process improvements.
  • Notify management of any significant business practices and compliance gaps.  
  • Assist with other departmental and organizational projects as needed. 
  • Control Exception Monitoring
  • Corrective Action Plans (CAPs)  
  • Exams/Audits Liaison Validation Program

REQUIREMENTS:

  • General knowledge of Office 360, including Outlook, Excel, Word, and PPT 
  • Bilingual in reading, writing, and speaking English and Spanish 
  • Strong verbal and written communication skills 
  • Self-starter with the ability to work independently as well as collaboratively within a team environment 
  • Adaptive to a fast-changing environment and have the drive to get things done
  • Flexible in prioritizing work, managing multiple tasks, and meeting deadlines
  • Working knowledge of key regulations, including but not limited to Reg B, Reg Z, Reg E, and other privacy-related laws, such as TCPA, FDCPA, and FCRA
  • 1+ years combined regulatory compliance and/or legal experience in the consumer financial industry (marketing, originations, and servicing of consumer lending products)

We are proud to be an Equal Opportunity Employer and consider all qualified applicants for employment opportunities without regard to race, age, color, religion, gender, national origin, disability, sexual orientation, veteran status or any other category protected by the laws or regulations in the locations where we operate.

California applicants can find a copy of Oportun's CCPA Notice here: https://oportun.com/privacy/california-privacy-notice/.

We will never request personal identifiable information (bank, credit card, etc.) before you are hired. We do not charge you for pre-employment fees such as background checks, training, or equipment. If you think you have been a victim of fraud by someone posing as us, please report your experience to the FBI’s Internet Crime Complaint Center (IC3).

About the job

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Posted on

Job type

Full Time

Experience level

Experience

1 year minimum

Location requirements

Hiring timezones

Mexico +/- 0 hours

About Oportun

Learn more about Oportun and their company culture.

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Oportun Financial Corporation is a mission-driven financial services company that leverages artificial intelligence and machine learning to provide inclusive and affordable financial services. Founded in 2005, originally as Progreso Financiero, the company aims to empower its members, particularly those with limited or no credit history, to build a better financial future. Oportun's core offerings include personal loans, auto loans, credit cards, and savings and budgeting tools. The company operates with a digital-first approach, utilizing its online platform and mobile app to make its services accessible.

Oportun's business model is centered around a holistic concept of financial inclusion for underserved consumers. It utilizes AI-driven models, built on over 15 years of proprietary consumer insights and billions of data points, to assess creditworthiness beyond traditional FICO scores. This allows Oportun to serve individuals who might otherwise be excluded from mainstream financial services. The company emphasizes responsible lending practices and transparency, offering services in both English and Spanish to cater to a diverse customer base. Since its inception, Oportun has provided billions of dollars in credit and has helped millions of customers establish or build their credit history. Recognized for its commitment to community development, Oportun has been certified as a Community Development Financial Institution (CDFI) by the U.S. Department of the Treasury since 2009. The company went public in September 2019 and is traded on the Nasdaq Stock Market under the ticker symbol OPRT. Oportun is headquartered in San Carlos, California, and has expanded its services across numerous U.S. states.

Employee benefits

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Bonus and incentive programs

To recognize top performers.

Remote work options

Available for many positions.

Paid time off

To help team recharge or give back.

Life Insurance

Oportun Benefits include Life Insurance.

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Oportun

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