Manager of Credit & Pricing

ABOUT OPORTUN

Oportun (Nasdaq: OPRT) is a digital banking platform that puts its 1.9 million members' financial goals within reach. With intelligent borrowing, savings, budgeting, and spending capabilities, Oportun empowers members with the confidence to build a better financial future. Since inception, Oportun has provided more than $15.5 billion in responsible and affordable credit, saved its members more than $2.3 billion in interest and fees, and helped our members save an average of more than $1,800 annually. For more information, visit Oportun.com.

WORKING AT OPORTUN

Working at Oportun means enjoying a differentiated experience of being part of a team that fosters a diverse, equitable and inclusive culture where we all feel a sense of belonging and are encouraged to share our perspectives. This inclusive culture is directly connected to our organization's performance and ability to fulfill our mission of delivering affordable credit to those left out of the financial mainstream. We celebrate and nurture our inclusive culture through our employee resource groups.

POSITION OVERVIEW

The Credit and Pricing Analytics team sits at the intersection of risk, marketing and finance and serves as a strategic partner for our senior leadership team. This team is responsible for providing credit and pricing policy for new loan customers, managing risk while driving growth.

This is an excellent opportunity for an individual to gain deep knowledge of installment loan business, as well as exposure to and insight from senior leaders across the risk management organization. You will be part of a fast-paced, growing, collaborative team, helping solve problems, drive impact, and deliver key insights by leveraging internal and external data.

RESPONSIBILITIES

• Design and execute tests; develop hypotheses and analytical frameworks for understanding credit performance and pricing dynamics to recommend action plans
• Support the development of strategies and practices, balancing customer experience, revenue growth and credit loss mitigations
• Partner closely with marketing, finance, legal & compliance, and other cross-functional stakeholders to deliver the proposed risk and pricing strategies
• Work with engineering team to build the most efficient tools, systems, and processes to automate and streamline the execution

REQUIREMENTS

• Minimum 5+ years of experience in an analytical role in the financial services industry and 3+ years of experience in A/B testing or experimental design preferred
• Very strong attention to detail, experience developing processes to implement strategy
• A self-starter - you naturally take ownership, look for opportunities, and drive recommendations through execution
• Adaptive to a fast-changing environment and have the drive to get things done
• Flexible in prioritizing work, managing multiple tasks and meeting deadlines
• Excellent SQL (or similar language) programming skills; proficiency in Python is a plus
• Advanced Microsoft Excel and PowerPoint skills
• Strong written and verbal communication skills for internal stakeholders
• Bachelor’s Degree in Engineering, Mathematics, Statistics, Economics, Finance, or other analytical discipline. Master’s Degree preferred.

We are proud to be an Equal Opportunity Employer and consider all qualified applicants for employment opportunities without regard to race, age, color, religion, gender, national origin, disability, sexual orientation, veteran status or any other category protected by the laws or regulations in the locations where we operate.

California applicants can find a copy of Oportun's CCPA Notice here: https://oportun.com/privacy/california-privacy-notice/.

We will never request personal identifiable information (bank, credit card, etc.) before you are hired. We do not charge you for pre-employment fees such as background checks, training, or equipment. If you think you have been a victim of fraud by someone posing as us, please report your experience to the FBI’s Internet Crime Complaint Center (IC3).