Nium

Nium is a leading payments services company that focuses on providing modern financial solutions to businesses globally. Founded in 2014 by Prajit Nanu and Michael Bermingham, Nium was born out of a necessity to create a seamless, cross-border payments infrastructure that meets the demands of modern commerce. With its headquarters located in both Singapore and San Francisco, Nium has built an extensive network that allows it to manipulate currency, eliminate barriers to entry, and facilitate real-time money movement across borders.

The company operates by combining powerful technology with regulatory expertise, enabling companies to execute transactions in over 220 markets worldwide. Aimed at empowering businesses of all sizes, Nium’s APIs allow for smooth integration that supports a wide range of financial operations, including global payouts, account issuance, and real-time payments. By prioritizing transparency in processing and competitive exchange rates, Nium helps reduce the costs associated with traditional payment systems, unlocking new opportunities for businesses to expand and innovate on a global scale.