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NightOwl ConsultingNC

Loan Servicing Onboarding Specialist

NightOwl Consulting Philippines Inc. is a Global Business Service (GBS) provider connecting companies with world-class talent in the Philippines, offering customized outsourcing solutions with a focus on client partnership and employee well-being.

NightOwl Consulting

Employee count: 51-200

Salary: 300k-480k PHP

Philippines only

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We are seeking a detail-oriented and process-driven Loan Servicing Onboarding Specialist to join our fast-growing servicing team. This position plays a critical
role in the accurate and timely onboarding of newly originated and transferred loan portfolios, including both real estate-secured and chattel loans. The ideal candidate has a deep understanding of loan boarding best practices, system mapping (FICS preferred), and compliance-driven data integrity.

Key Responsibilities

  • Coordinate and execute the onboarding of new loan portfolios, including bulk transfers and individual originations.
  • Import and validate loan data using system templates (e.g., FICS import modules), ensuring all critical fields are accurately mapped and reconciled.
  • Conduct pre-boarding audits: verify collateral data, escrow balances, interest calculations, and payment schedules.
  • Work closely with originations, escrow, compliance, and IT teams to ensure smooth data transfer and onboarding handoff.
  • Review and upload required loan documentation, including security instruments, amortization schedules, insurance declarations, escrow analyses, and borrower contact information.
  • Track onboarding milestones and maintain detailed logs of pending documentation or data corrections.
  • Generate borrower communications such as welcome letters
  • Troubleshoot data anomalies or system errors and escalate issues for resolution.
  • Assist with onboarding checklists and playbooks to standardize and improve future transfers.
  • Support audits, investor due diligence, and servicing reviews related to data boarding.

Skills, Knowledge and Expertise

  • 2+ years of experience in mortgage or consumer loan servicing, preferably in a loan boarding or data reconciliation capacity
  • Familiarity with FICS, MSP, or equivalent servicing platforms
  • Strong knowledge of mortgage documents and data fields (e.g., Note, Security Instrument, Escrow, Amortization)
  • Proven attention to detail and ability to identify and correct data inconsistencies
  • Intermediate to advanced Excel skills (e.g., VLOOKUP, pivot tables)
  • Excellent organizational and time management skills
  • Strong written and verbal communication skills
  • Experience with chattel loan boarding, including manufactured housing loans
  • Prior experience onboarding servicing transfers or investor portfolios
  • Knowledge of escrow administration, loan accounting, and compliance regulations (RESPA, TILA)
  • Experience working with servicing systems (FICS), Payment processing (Paymentus), Black Knight, or API-driven loan systems

Benefits

  • Above market salary
  • HMO on Day 1 for principal and two dependents
  • Government-mandated benefits
  • Performance-based Incentives
  • Quarterly Company Events
  • 1,000 PHP De Minimis
  • Equipment and software provided

About the job

Apply before

Posted on

Job type

Full Time

Experience level

Salary

Salary: 300k-480k PHP

Experience

2 years minimum

Location requirements

Hiring timezones

Philippines +/- 0 hours

About NightOwl Consulting

Learn more about NightOwl Consulting and their company culture.

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NightOwl Consulting Philippines Inc. was established with a foundational desire to deliver enhanced services for both its clients and its employees. As a Global Business Service (GBS) provider, the company focuses on offering next-level support that combines extraordinary production with operational ease. NightOwl Consulting prides itself on its firsthand experience in customizing business pathways to create a comprehensive team experience at a reduced cost, exemplifying its capacity to build out significant team structures, such as a 12-man team, at the cost equivalent of two traditional hires. The company's mission is centered on connecting businesses with world-class talent, while its vision is to cultivate a global family that aspires to achieve its highest potential. The founders conceptualized NightOwl to be more than a conventional Business Process Outsourcing (BPO) firm, positioning it as a GBS provider dedicated equally to client success and employee well-being, fostering an environment of continuous growth and development.

The core philosophy at NightOwl Consulting is to redefine the landscape of GBS by intertwining excellence with unwavering integrity. This approach was born from the founders' own experiences as clients of BPO firms, where they identified a lack of true partnership—one where employee welfare mirrored the dedication to client satisfaction. This realization led to the inception of NightOwl, where nurturing a culture where every team member feels heard and genuinely valued is paramount. The company's overarching mission is to democratize access to premium BPO services, making outsourcing a viable option for enterprises of all scales. Drawing from their client-side experiences, they pinpointed a gap in the traditional BPO model and envisioned a more holistic approach. This vision materialized into a company where client collaboration is a core principle, not just a buzzword. NightOwl Consulting is committed to forging close partnerships, comprehensively understanding unique client needs, and meticulously tailoring solutions to align seamlessly with their objectives. They position themselves as steadfast allies, diligently working alongside clients and their teams to navigate challenges and propel them towards their goals.

NightOwl Consulting emphasizes a 'white glove' experience for outsourcing, particularly for companies looking to hire overseas talent, primarily in the Philippines. Their process is designed to be high-touch, alleviating common client pain points associated with outsourcing. This includes pre-screening candidates, conducting IQ and personality tests, interviewing on behalf of clients, and providing training before onboarding. The company's guiding principle is to help businesses leverage the benefits of outsourcing without needing to become outsourcing experts themselves. They offer a transparent cost-plus pricing model, aiming for clients to save significantly per role. Employees hired through NightOwl work full-time and exclusively for their respective clients. The company supports various work setups, with a popular option being work-from-home arrangements. Core values such as GRIT, GROWTH, FUN, and FAMILY underpin all their operations, fostering a 'Can Do, Will Do' spirit that encourages pushing beyond conventional business practices.

Employee benefits

Learn about the employee benefits and perks provided at NightOwl Consulting.

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Above market salary

Competitive compensation.

Quarterly Company Events

Regular company gatherings.

Paid leave incentives

Incentives for paid time off.

Performance based Incentives

Incentives based on performance.

View NightOwl Consulting's employee benefits
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NightOwl Consulting

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