Principal Software Engineer, Identity Platform

Marqeta is on a mission to change the way money moves. We’re one of the earliest enablers of embedded finance, a market opportunity sized up in the trillions. Our card issuing platform provides unprecedented flexibility and control for companies to issue cards, authorize transactions, and manage payment operations in real time. Marqeta is powering the most well known brands in the new economy (Block, Cash App, Affirm, Instacart, Doordash, Uber, Walmart, etc). Today nearly 8 out of 10 Americans use a product powered by Marqeta every week. This is the opportunity of a lifetime to work with innovators around the world and unlock equitable financial access for all.

Reporting to Senior Manager of Software Engineering and working with Fellows and product engineering teams, you will be responsible for strengthening the foundation and scaling our Identity Platform systems, responsible for providing mission critical authentication & authorization capabilities for Marqeta customers. You will innovate on various aspects of the services, and APIs used by our engineering organization to deliver high quality, highly scalable, and highly secure products to our customers.

The mission of the Identity platform is to help advance the right authentication experience that delights our customers, securing our trusted Marqeta payments platform. We own and operate the core authentication & authorization systems to deliver secure, reliable and cost-effective solutions aligned with security standards. We work Flexible First. This role can be performed remotely anywhere within the USA or from Oakland, California. We’d love for you to join us!

Learn more about our Product and Engineering team

What you'll do

• Lead the architecture, design and implementation for critical industry standard authentication and authorization solutions across cloud platforms.
• Become a subject matter expert (SME) regarding Payment Processing, Card Networks and ISO 8583 standards.
• Create simple elegant solutions that scale and reduce complexity, including removing code. Your solutions keep human toil/support to a minimum.
• Lead from the front and own your system, including working with others. You will make your system better while leveraging the rest of the team to help them learn and grow.
• Manage your time and ensure you can delegate/provide opportunities for growth for others vs. get involved where you have to.

What we're looking for

• 10+ years of engineering experience in Java, service-oriented architectures, SQL and cloud computing.
• Familiarity with core IAM standards like SAML 2.0, OAUth 2.0, OIDC etc.
• Demonstrated experience/problems solved in the Fintech space, preferably in card issuing and/or payment processing.
• We use Java throughout the business but welcome experience in different programming languages.
• Demonstrated experience with simplifying legacy code and migrating existing customers on new stacks.
• Demonstrated experience with deploying and maintaining distributed systems on AWS.
• Demonstrated passion to write code with great quality and test coverage.
• Demonstrated experience with Agile Scrum and TDD.
• Team-oriented approach – can effectively lead a project or participate as an effective team member as well as work cross-functionally with other organizations.

Our (typical) process:

1. Application submission
2. Recruiter video call
3. Hiring Manager video call
4. Virtual “Onsite” consisting of four 45-60 minute rounds
5. Offer!

Compensation and Benefits

Marqeta is a Flex First company which allows you to choose your best working environment, whether that be from home or at a company office. To support Flex First, we calibrate pay to a competitive value according to working location. Compensation is aligned according to three tiers within the United States:

• National: A baseline tier that applies to most of the geographic territory of the United States.
• Premium: Slightly elevated from the National tier, and oriented toward a narrower set of higher cost-of-living areas, such as Los Angeles CA and Seattle WA
• Premium Plus: A tier for the most expensive working areas, like the San Francisco Bay area and New York City.

Visit this page or consult with a Recruiter to determine which tier would be applicable to you.

When determining salaries, we consider several factors including, but not limited to, skills, prior experience, and work location. The new-hire base salary range for this position is:

• National: $168,675 - $224,900
• Premium: $189,750 - $253,000
• Premium Plus: $210,825 - $281,100

We also believe in recognizing the contributions of our people. That's why we award annual bonuses to eligible employees, rewarding both individual performance and the success of the entire company.

Along with monetary compensation, Marqeta offers

• Multiple health insurance options
• Flexible time off – take what you need
• Retirement savings program with company contribution
• Equity in a publicly-traded company and an Employee Stock Purchase Program
• Family-forming benefits, fertility support, and up to 20 weeks of Parental Leave
• Free therapy sessions, financial and professional coaching, and legal advice
• Monthly stipend to support our remote work model
• Annual “development dollars” to support our people growth and development

Equal Opportunity, Accommodations, and Privacy

Marqeta is proud to be an equal opportunity employer that gives consideration to all qualified applicants, irrespective of any characteristics protected by law. This includes (but is not limited to) race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, genetic information, color, ancestry, and Veteran status. We consider qualified applicants from all backgrounds, without regard to criminal histories, in accordance with applicable legal requirements.

Our dedication to diversity and inclusion extends beyond the categories above. Review Marqeta’s ESG Report to see that dedication in action. Fostering an environment where everyone feels valued and respected creates a stronger and more innovative team at Marqeta. We celebrate the unique contributions of each individual and empower all members of our organization. Join us in building a company where diversity thrives and everyone can be their authentic selves.

If you require reasonable accommodation for the application process and beyond, please submit this form and we will be more than happy to assist you. Marqeta will make reasonable accommodations for candidates when needed in accordance with applicable law. The Applicant and Candidate Privacy Notice applies to the personal data that you directly provide to us or that we collect during the application and candidate recruitment process.