United Kingdom onlyWe're looking for a Transaction Manager, Buy-Side to help professional buyers acquire small businesses through our new M&A platform.
Small business owners find it hard to sell their business or buy others. Information asymmetry, lack of knowledge and low transaction amounts make it challenging. Traditional advisors shy away from serving them as they find it hard to do so profitably.
Leveraging iwoca's ability to build clean, efficient, and automated processes, combined with our deep footprint into the SME economy, trusted relationships with owners and in-depth data on their businesses give us numerous advantages to solve this problem over traditional advisors or listing platforms.
Your mission is to build and manage the buy-side of our M&A platform, connecting professional buyers with acquisition opportunities and driving deals through to completion. This is a founding team role where you'll help shape how we serve buyers in the SME M&A market.
The company
Imagine a world where every small business has the power to thrive. That's the world we're building at iwoca. Small businesses aren't just statistics – they're the heartbeat of our communities, the character of our high streets, and the engine of our economy. Since 2012, we've revolutionised how these businesses access finance, turning what was once a lengthy, frustrating process into something remarkable: funding that's fast, flexible, and actually works for modern businesses.
Our impact speaks for itself: we've provided billions in funding to more than 150,000 businesses across Europe, making us one of the continent's leading fintech innovators. But we're just getting started. Our mission? To empower one million businesses with the financial tools they deserve.
We combine cutting-edge technology and data science with genuine human understanding to make finance feel less like a barrier and more like a superpower. Whether it's managing cash flow or seizing unexpected opportunities, we ensure businesses get the funds they need – often within minutes.
The team
You’ll join the founding team building manda as a high-growth venture within iwoca. We operate with the autonomy and pace of a startup, backed by iwoca’s data, infrastructure, and credibility. You’ll work closely with the Venture Lead and the buy-side Transaction Manager as we scale toward tens of thousands of SME transactions annually.
The role
You'll own the entire sell-side journey, from seller intake and preparation through buyer engagement, negotiation, LOI, due diligence, and completion. Your task is to convert verified sellers into completed transactions through structured preparation, disciplined process control, and effective positioning. After LOI, you remain directly involved to maintain momentum, unblock commercial issues, and keep both sides aligned through closing.
You’ll be responsible for:-
Seller Acquisition & Seller Portfolio
Building and maintaining a portfolio of SME owners preparing for majority or full exits
Qualifying sellers early: motivation, timeline, financial readiness, disclosure discipline, valuation fit
Imposing price realism using valuation guardrails and correcting misalignment upfront
Preparation, Market Readiness & DD
Preparing sellers for market: financial hygiene, documentation completeness, data-room readiness
Support basic vendor due diligence and convert outputs into IMs, teasers, and structured, staged disclosures.
Establishing a clean process framework sellers must follow end-to-end
Buyer Engagement & Pre-LOI Process Control
Managing inbound and outbound buyer interest: outreach, qualification, calls, site visits
Driving NDA execution and controlling access to data-room phases
Translating diligence signals into negotiation leverage
Running structured negotiations to LOI while holding valuation discipline and timeline integrity
Post-LOI Execution & Completion
Maintaining momentum through confirmatory diligence, Q&A coordination, and document flow
Unblocking commercial issues and preserving alignment between sellers and buyers
Managing exclusivity integrity and preventing process drift
Driving the transaction through to completion in coordination with legal and accounting advisors
Process Integrity
Tracking leakage and exclusivity adherence
Enforcing fee protection, non-circumvention, and process compliance across all stages
The requirements
3+ years of SME M&A experience from a broker, advisory firm, or deal platform.
Evidence of end-to-end deal execution under time constraints, demonstrating ability to close transactions in fast-moving environments.
Strong ability to manage emotionally-driven sellers and impose price realism while maintaining trust and rapport.
Comfort working with lightly-tooled processes and high manual throughput in the early stages of building the platform.
Fluency in UK SME deal structures, Share Purchase Agreement (SPA) terms, and payment mechanisms including earnouts and deferred consideration.
Comfortable interfacing with legal counsel and financial buyers, coordinating between multiple parties throughout the transaction.
High output mindset with fast adoption of new workflows and consistent delivery of iwoca-grade customer experience.
Strong commercial instinct when originating relationships, working through incomplete information, and maintaining deal velocity.
Bonus, but not required:-
Experience partnering with M&A lawyers and accounting firms to support sellers through due diligence and transaction documentation.
Background in traditional SME business-sale brokerages, digital-enabled deal platforms, or lower-mid corporate finance boutiques.
Experience working with imperfect financial data and owner-managed businesses in the £500k-£10m enterprise value range.
Track record of originating mandates directly from business owners through phone-first or relationship-driven approaches.
Understanding of financial due diligence outputs and how to translate technical findings into actionable seller guidance.
The salary
We expect to pay a base range of £50,000 to £100,000 for this role, depending on experience.
Compensation includes a performance-linked incentive based on a fixed percentage of the transaction fees you generate. With this structure, performers typically earn total compensation between 1.5× and 2.5× base.
We're open-minded, so definitely include your salary goals with your application. We routinely benchmark salaries against market rates, and run quarterly performance and salary reviews.
The culture
At iwoca, we prioritise a culture of learning, growth, and support, and invest in the professional development of our team members. We value thought and skill diversity, and encourage you to explore new areas of interest to help us innovate and improve our products and services.
The offices
We put a lot of effort into making iwoca a great place to work:
Offices in London, Leeds, Berlin, and Frankfurt with plenty of drinks and snacks.
Events and clubs, like bingo, comedy nights, football, etc.
The benefits
Flexible working hours.
Medical insurance from Vitality, including discounted gym membership.
A private GP service (separate from Vitality) for you, your partner, and your dependents.
25 days' holiday per year, an extra day off for your birthday, the option to buy or sell an additional five days of annual leave, and unlimited unpaid leave.
A one-month, fully paid sabbatical after four years.
Instant access to external counselling and therapy sessions for team members that need emotional or mental health support.
3% Pension contributions on total earnings.
An employee equity incentive scheme.
Generous parental leave and a nursery tax benefit scheme to help you save money.
Electric car scheme and cycle to work scheme.
Two company retreats a year: we've been to France, Italy, Spain, and further afield.
And to make sure we all keep learning, we offer:
A learning and development budget for everyone.
Company-wide talks with internal and external speakers.
Access to learning platforms like Treehouse.
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