EthosET

IUL Consumer Sales Agent

Ethos provides modern, ethical life insurance to protect the life you're building and the people you love.

Ethos

Employee count: 51-200

Salary: 70k-125k USD

United States only

About Ethos

Ethos was built to make it faster and easier to get life insurance for the next million families. Our approach blends industry expertise, technology, and the human touch to find you the right policy to protect your loved ones.

We leverage deep technology and data science to streamline the life insurance process, making it more accessible and convenient. Using predictive analytics, we are able to transform a traditionally multi-week process into a modern digital experience for our users that can take just minutes! We’ve issued billions in coverage each month and eliminated the traditional barriers, ushering the industry into the modern age. Our full-stack technology platform is the backbone of family financial health.

We make getting life insurance easier, faster and better for everyone.

Our investors include General Catalyst, Sequoia Capital, Accel Partners, Google Ventures, SoftBank, and the investment vehicles of Jay-Z, Kevin Durant, Robert Downey Jr and others. This year, we were named on CB Insights' Global Insurtech 50 list and BuiltIn's Top 100 Midsize Companies in San Francisco. We are scaling quickly and looking for passionate people to protect the next million families!

About the Role

The role of an Index Universal Life (IUL) Sales Specialist is to confidently guide customers through the IUL insurance buying process by educating customers on how IULs works, which products are best suited for specific situations and to provide a world class customer experience by ensuring transparency in an industry that’s generally overly complicated, ambiguous and slow to adapt.

You will be responsible for outreach to customers that begin an application on our site, and will assist customers with their application, as well as guide customers through the final journey of purchasing the policy once they’ve been approved for coverage. If you’re looking for a role that is responsible for shaping the future of life insurance sales and provides security for families in the event that the worst were to happen, then look no further!

To succeed in this role, you should have a strong desire to win and overachieve, while exuding a positive attitude and positive energy with customers and teammates. We’re looking for experienced sales professionals with exceptional communication skills, a strong passion for helping others and a drive to improve and get better each day. In this role, you will:

Duties and Responsibilities:

  • Engage potential customers through inbound and outbound calls, emails and SMS
  • Educate customers on Ethos’ products and processes
  • Uncover and understand an individual’s needs through in-depth discovery and position Ethos’ value according to those specific needs
  • Build relationships and instill trust with customers in order to drive monthly and quarterly conversion targets
  • Partner with colleagues in sales, marketing, customer experience, and product in order to execute team and company goals
  • Manage a pipeline of customers and perform follow-up through the application and purchasing process
  • Iterate and improve upon workflows and outreach strategies
  • Drive referral activity by creating positive customer experiences

Qualifications and Skills:

  • 2-3 years of experience in life insurance telesales experience
  • Strong proficiency working with Salesforce or equivalent sales/CRM software
  • Strong sales track record and exceptional sales techniques with the ability to overcome customer objections
  • Strongly prefer sales candidates that are bilingual in English and Spanish
  • Ability to multitask, prioritize, and manage time effectively
  • Ability to identify friction points for the customer and come up with solutions
  • Excellent time management and organizational skills
  • Can adapt to changes quickly
  • Incredible drive to win
  • Quick learner comfortable in a fast-paced, dynamic environment
  • Excellent communication skills including strong phone presence
  • Passionate about delivering exceptional customer service

The US national on target earnings (OTE) range for this full-time position is $70,000-125,000. Our ranges are determined by role, level, and location. The range displayed on each job posting reflects the minimum and maximum target for new hire on target earnings (OTE) for the position across all US locations. Within the range, individual pay is determined by work location and additional factors, including job-related skills, experience, and relevant education or training. We offer a W-2 hourly base pay plus commissions

Please note that the compensation details listed in US role postings reflect the base salary only and do not include applicable bonus, equity, or benefits.

You can find further details of our US benefits at https://www.ethoslife.com/careers/

Don’t meet every single requirement? If you’re excited about this role but your past experience doesn’t align perfectly with every qualification in the job description, we encourage you to apply anyway. At Ethos we are dedicated to building a diverse, inclusive and authentic workplace.

We are an equal opportunity employer who values diversity and inclusion and look for applicants who understand, embrace and thrive in a multicultural world. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. Pursuant to the SF Fair Chance Ordinance, we will consider employment for qualified applicants with arrests and conviction records.

To learn more about what information we collect and how it may be used, please refer to our California Candidate Privacy Notice.

About the job

Apply before

Posted on

Job type

Full Time

Experience level

Entry-level

Salary

Salary: 70k-125k USD

Location requirements

Hiring timezones

United States +/- 0 hours

About Ethos

Learn more about Ethos and their company culture.

View company profile

Ethos provides modern, ethical life insurance to protect the life you're building and the people you love. Ethos is built for people who don't have time for fine print, extra doctors appointments or hidden fees. We transformed a 15-week process of paper applications and medical exams, into just the click of a button - by quantifying the user’s health risk using predictive models.

Tens of thousands of customers have already experienced the future of life insurance through Ethos. Ethos is making a big splash in this massive $650B market. Our team hails from companies such as Google, Facebook, Snapchat, Instagram, Uber, and Goldman Sachs. We have raised over $100M in funding and our investors include Sequoia Capital and Accel Partners, as well as celebrity investors such as Jay-Z, Kevin Durant and Robert Downey Jr.

Help us rebuild an industry

Millions of people need life insurance but don’t have it because they may feel it’s too complicated, time-consuming, and expensive. We’re here to change that by building a product that truly puts people first. Why? So millions of people can protect their families with access to simple, affordable life insurance.

Our core values

The core values are the fundamental guiding principles for how we work, make decisions, and evaluate ourselves and our teams. They serve as a guide to cultivating a more connected and transparent culture. If our values align with yours, check out our open roles. We'd love to hear from you!

  • Serve our families: Our customers trust us with protecting their loved ones, and we don't take this lightly. Creating the best experience for the customer is what drives every business decision. We’re always iterating and finding new ways to improve and simplify our customers’ lives.

  • Intellectual rigor: We value first-principles thinking. That is, we get down to the bottom of every obstacle we face, and we don’t rely on assumptions. We leverage data to inform our decisions and guide our products to excellence.

  • Bias for impact: Our effort is 100% in our control, and we win by overachieving. We constantly ask ourselves how we can create the biggest and most positive impact for our customers. We think big, even when we start small.

  • Speak your mind: We know that true progress and innovation is made when everyone feels empowered to speak their mind. We love a healthy debate and respect the opinions of our colleagues. Changing your mind is not a sign of weakness, but a sign of strength. One team, one dream.

The Ethos story

Many folks who previously worked in life insurance said that a business like Ethos could not succeed - that life insurance was too complex to make digital, the risk too large to make underwriting instant, and too unapproachable to offer without aggressive sales agents. ​Ethos has accepted these challenges, proving these assumptions wrong through developing our product. Our NPS score (a measure of customer satisfaction) is typically in the mid-80s, compared to the industry average of 4. We’re able to overcome these challenges by distilling complexity, building awesome consumer experiences, and working smarter.

Employee benefits

Learn about the employee benefits and perks provided at Ethos.

View benefits

Retirement benefits

401(k) to help you invest in your future.

Stock options

We want you to feel and act like an owner.

Comprehensive benefits

Awesome medical, dental, and vision plans from Day 1.

Unlimited vacation time

Unlimited paid time off policy. Take time to recharge.

View Ethos's employee benefits
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Ethos

Company size

51-200 employees

Founded in

2016

View company profile

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Ethos hiring IUL Consumer Sales Agent • Remote (Work from Home) | Himalayas