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EarnInEA

Staff Software Engineer

EarnIn is a financial technology company that provides earned wage access services, allowing users to access their pay as they earn it, aiming to improve financial flexibility and reduce reliance on predatory lending.

EarnIn

Employee count: 201-500

Mexico only

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About EarnIn

As one of the first pioneers of earned wage access, our passion at EarnIn is building products that deliver real-time financial flexibility for those with the unique needs of living paycheck to paycheck. Our community members access their earnings as they earn them, with options to spend, save, and grow their money without mandatory fees, interest rates, or credit checks.

We’re fortunate to have an incredibly experienced leadership team, combined with world-class funding partners like A16Z, Matrix Partners, DST, Ribbit Capital, and a very healthy core business with a tremendous runway. We’re growing fast and are excited to continue bringing world-class talent onboard to help shape the next chapter of our growth journey.

POSITION SUMMARY

We are looking for experienced, passionate, and resourceful senior-level engineers to join our team. As an engineer, you will work cross-functionally with various teams and contribute to the design and development of our products and services. This is a remote position, though it could also be a hybrid role from our Mexico City office as part of our expanding site. EarnIn offers excellent benefits for our employees, including healthcare, internet and cell phone reimbursement, a learning and development stipend, and potential opportunities to travel to our Mountain View headquarters. Our salary ranges are determined by role, level, and location. We are unable to provide visa sponsorship or immigration support for this position.

WHAT YOU'LL DO

  • Design & implement features robust enough for our exploding scale.
  • Drive the implementation of new features - break down complex problems into their bare essentials, translate this complexity into elegant design, and create high-quality, maintainable code.
  • Create and maintain test automation to enable continuous integration and development velocity.
  • Design & deliver thoughtfully crafted REST APIs to drive the interactions between our client applications and backend services.
  • Collaborate and mentor other engineers while providing thoughtful guidance using code, design, and architecture reviews.
  • Work cross-functionally with other teams (data science, design, product, marketing, analytics).
  • Leverage a broad skill set and help us implement and learn new technologies quickly.
  • Provide and receive design and implementation evaluations and improve with each iteration.
  • Debug production issues across our services infrastructure and multiple levels of our stack.
  • Think about distributed systems & services and care passionately about producing high-quality code.

WHAT WE'RE LOOKING FOR

  • 7+ years of development experience in a fast-paced environment.
  • Bachelor's, Master’s, or PhD degree in computer science, computer engineering, or a related technical discipline, or equivalent industry experience.
  • Proficient in at least one modern programming language such as C#, Java, JavaScript, Python, Go, and Scala.
  • Hands-on experience working with various databases (DynamoDB, MySQL, ElasticSearch) and data pipeline technologies.
  • Experience with continuous integration and delivery tools.
  • Experienced in developing and executing functional and integration tests.
  • Excellent written and verbal communication skills.
  • Ability to thrive in a fast-paced, dynamic environment, and you have a bias towards action and results.
  • Experience using AI-assisted development tools (e.g., GitHub Copilot, Cursor, ChatGPT, or similar tools) as part of your software development workflow
  • Experience with Kubernetes and microservice architecture is a strong plus.

At EarnIn, we believe that the best way to build a financial system that works for everyday people is by hiring a team that represents our diverse community. Our team is diverse not only in background and experience but also in perspective. We celebrate our diversity and strive to create a culture of belonging. EarnIn does not unlawfully discriminate based on race, color, religion, sex (including pregnancy, childbirth, breastfeeding, or related medical conditions), gender identity, gender expression, national origin, ancestry, citizenship, age, physical or mental disability, legally protected medical condition, family care status, military or veteran status, marital status, registered domestic partner status, sexual orientation, genetic information, or any other basis protected by local, state, or federal laws. EarnIn is an E-Verify participant.

EarnIn does not accept unsolicited resumes from individual recruiters or third-party recruiting agencies in response to job postings. No fee will be paid to third parties who submit unsolicited candidates directly to our hiring managers or HR team.

About the job

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Posted on

Job type

Full Time

Experience level

Education

Bachelor degree
Postgraduate degree

Experience

7 years minimum

Experience accepted in place of education

Location requirements

Hiring timezones

Mexico +/- 0 hours

About EarnIn

Learn more about EarnIn and their company culture.

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EarnIn, formerly known as Activehours, is a financial technology company founded in 2013 by Ram Palaniappan. The company's mission is to build a more equitable financial system by providing individuals with access to their earned wages before their scheduled payday. This concept, often referred to as Earned Wage Access (EWA), aims to help people manage their finances, avoid overdraft fees, and reduce reliance on high-cost predatory lending products. EarnIn's core product, 'Cash Out', allows users to withdraw a portion of their earned income as they earn it. The service is community-supported, with users having the option to leave a voluntary 'tip' for the service, rather than facing mandatory fees or interest charges.

Headquartered in Palo Alto, California, EarnIn has grown significantly since its inception, facilitating billions of dollars in earned wage access for its members. The company emphasizes its commitment to financial wellness by offering additional tools such as 'Balance Shield', which provides low-balance alerts, and 'Tip Yourself', a feature designed to encourage savings. EarnIn's services are available directly to consumers through its mobile application and also as an employee benefit offered through partnerships with employers across various industries. The company has highlighted its role in helping users save on overdraft fees and manage unexpected expenses. While the 'tipping' model has faced some scrutiny and comparisons to payday lending, EarnIn maintains that its approach is designed to offer a more flexible and affordable financial solution. The company has also expanded its offerings to include services like negotiating medical bills for its users. EarnIn has garnered numerous users and positive app reviews, positioning itself as a key player in the evolving landscape of financial technology and employee financial wellness.

Employee benefits

Learn about the employee benefits and perks provided at EarnIn.

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Parental leave

Provides paid time off for new parents.

Regular offsites for company and teams

Company and team-specific offsite events.

Monthly wellness stipend

A monthly allowance for wellness-related expenses.

Health/vision/dental benefits

Offers health, vision, and dental insurance coverage.

View EarnIn's employee benefits
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EarnIn

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