Dateio

Dateio is the largest European card-linked marketing and transaction enrichment ecosystem, transforming complex payment data into clear, actionable insights for banks and fintechs worldwide. Founded in 2011 in the Czech Republic, the company has grown into a major player in the European fintech landscape, serving over 90 banks and fintechs across more than 140 active markets. Their innovative platform powers well-known loyalty programs such as Rewards from Air Bank and Moneyback from Česká spořitelna, demonstrating their extensive reach in Central and Eastern European banking markets.

The company operates two flagship products: Dateio Platform, a card-linked marketing solution that enables banks to acquire new customers, increase spending, and strengthen retention through data-driven cashback rewards; and Tapix, a transaction data enrichment API that empowers financial apps with clear transaction histories, merchant logos, categories, and precise GPS locations. With an impressive 99.99% data accuracy rate and over 183 million customers engaging with their data daily, Dateio processes billions of transactions to deliver meaningful merchant information in place of cryptic payment codes.

Dateio maintains bank-grade security standards, holding ISO 27001 certification and full GDPR compliance. Their data infrastructure leverages AWS for secure data storage and processing, while OAuth 2.0 authentication ensures protected API access. The company operates from headquarters in Prague (Anděl) with branches in eight European countries and a diverse international sales team spanning seven nations. Recognized for their technological innovation, Dateio has been named Fintech of the Year 2025 and ranked in the Deloitte Technology Fast 50 CE for consecutive years.