Central Ailos

Ailos is a Brazilian cooperative financial services system headquartered in Blumenau, Santa Catarina. Founded on cooperative principles, Ailos represents a network of credit cooperatives that work together to provide accessible and affordable financial solutions to individuals and businesses across Brazil. The organization operates as Sistema Ailos, comprising 14 affiliated credit cooperatives, an insurance brokerage, and the Central cooperative itself.

The cooperative system was established to democratize access to financial services, operating on the fundamental cooperative principle that when members benefit financially, those returns cycle back into the community and local development. Ailos pioneered instant and free transfers that predated PIX, Brazil's Central Bank instant payment system, demonstrating its commitment to innovation in financial services.

Today, Ailos serves approximately 1.8 million members (cooperados) through more than 354 service points across 8 Brazilian states. The cooperative manages R$30.5 billion in total assets and maintains a strong presence in communities where, in cities like Presidente Getúlio, 90% of the population are Ailos customers. The organization emphasizes digital transformation, offering comprehensive mobile banking through the Ailos+ app and providing services ranging from checking accounts and credit to investments, insurance, and private pension plans.