2025 Campus Recruiting: Risk Data Science Intern

Innovate with purpose

At BILL, we believe in empowering the businesses that drive our economy. By replacing outdated financial processes with innovative tools, we help businesses—from startups to established brands—make smarter decisions and gain control of their operations. And we don’t stop there: we’re creating the future of financial automation so businesses can spend more time on what matters.

Working here means you become part of a vision-driven team that’s ready to tackle challenges and build cutting-edge solutions. We value purpose, drive, and curiosity—and we thrive in a fast-paced, ever-changing environment. Whether in one of our offices in San Jose, CA, Draper, UT, or working remotely, BILLders collaborate to deliver real impact for businesses that need more time in their busy weeks.

At BILL, we listen, learn, and lead—fostering collaboration and a drive for continuous growth. We’re committed to building a diverse and inclusive workplace that values each person’s unique skills and experiences. Even if you don’t meet every requirement, we’d love to hear from you—you might be just what we’re looking for, whether in this role or another.

✨ Let’s give businesses more time for what matters.

Ready for an unforgettable summer? The BILL Summer Intern Program offers you a prime opportunity to dive deep into our #incrediBILL culture and embrace our core values during an 11-week, paid experience. As an intern, you’ll take charge of impactful projects that make a real difference for small-to-medium-sized businesses, our products, and our team. Along the way, you’ll have access to mentorship and professional development opportunities to fuel your passion for SMBs.

You’ll connect with top leaders in our executive speaker series, and get involved in our Employee Resource Groups, gaining insight into what truly drives us at BILL. Whether you’re based in San Jose or Draper, you’ll experience our commitment to Fun through Intern Nights Out, group events, and countless other opportunities to bond with your fellow interns.

Ready to make this summer count? Join us at BILL.

About the Role: We are seeking detail-oriented and enthusiastic Risk Data Science Interns to join BILL's Risk team. As an intern, you will work on projects related to fraud and credit risk, focusing on data analysis, machine learning model development, and risk strategy refinement. This role offers a unique opportunity to contribute to critical initiatives in credit underwriting, fraud detection, working capital products, portfolio monitoring, and loss mitigation.

Key Responsibilities:

• Collaborate with cross-functional teams, including product management, engineering, and operations, to design, build, and refine data-driven models and strategies for fraud detection and credit risk assessment.
• Develop and implement machine learning models and advanced analytics to support risk-related decision-making processes.
• Conduct experiments to evaluate the impact of machine learning-driven risk strategies on customer experience.
• Analyze large datasets to identify trends and insights, and create visualizations and dashboards using tools like Python, SQL, and Tableau to communicate results to technical and non-technical stakeholders.
• Support the development of credit risk strategies by creating predictive algorithms and maintaining high-performance models to achieve key performance indicators (KPIs).
• Participate in end-to-end risk control strategy design and execution, including the development of automated monitoring rules and the refinement of existing processes.

Qualifications:

• Currently pursuing a Bachelor's or Master's degree in a quantitative field such as Computer Science, Statistics, Mathematics, Engineering, Economics, or related disciplines, with an expected graduation between December 2025 and August 2026.
• Strong foundation in data science and machine learning techniques, including clustering, classification, regression, decision trees, and anomaly detection.
• Proficiency in Python, SQL, and data visualization tools (e.g., Tableau) to perform complex data analysis and create actionable insights.
• Ability to work with large datasets and apply statistical modeling to solve business problems, particularly in the domains of credit and fraud risk.
• Strong analytical thinking, problem-solving skills, and the ability to handle ambiguity while steering projects toward clear, actionable outcomes.
• Excellent communication skills, with the ability to translate complex technical results into clear business recommendations.

Preferred Experience:

• • Experience in the financial services, fintech, or online payments industry, particularly in risk, credit, or fraud domains.
  • Knowledge of AWS, payment rule systems, and credit products is a plus.
  • Familiarity with experimental design

What’s in it for you?

Redefining how businesses automate their work is a fast-paced, exciting, and fun environment. But we also have benefits and perks to ensure the magic isn’t only experienced by our customers, but by our employees as well.

Here is a preview of some of the amazing benefits here at BILL:

• 100% paid employee health, dental, and vision plans (choose HMO, PPO, or HDHP)
• HSA & FSA accounts
• Life Insurance, Long & Short-term disability coverage
• Employee Assistance Program (EAP)
• 11+ Observed holidays and wellness days and flexible time off
• Employee Stock Purchase Program with employee discounts
• Wellness & Fitness initiatives
• Employee recognition and referral programs
• And much more

Don’t believe us? Check out our culture, benefits, and teams on our career site, LinkedIn Life, or YouTube pages.

BILL is an Equal Opportunity Employer that values diversity and inclusion. We believe our best ideas come from the unique stories, perspectives, and experiences of our team members. We welcome people of all backgrounds, abilities, and identities to bring their authentic selves and contribute to our culture.

We are committed to a transparent, inclusive hiring process that reflects our values. If you need accommodations at any stage, please contact [email protected].

Our Applicant Privacy Notice describes how BILL treats the personal information it receives from applicants.