Utkersh Sanehi
@utkershsanehi
Senior FinCrime Officer specializing in AML, Transaction Monitoring, Sanctions Screening ,KYC Onboarding and FATCA/CRS compliance.
IndiaWhat I'm looking for
I’m a detail-oriented, results-driven AML & Financial Crime Compliance professional with ~8 years of progressive experience across global banking and consulting organizations, including Royal Bank of Scotland, Bank of America, Ernst & Young, and Revolut. I specialize in AML Transaction Monitoring, FATCA/CRS compliance tax withholding, and KYC onboarding—delivering consistent quality in fast-paced, regulated environments.
At Revolut, I process 80–120+ client onboarding/offboarding cases daily and conduct CDD & EDD for 5000+ clients, improving risk classifying accuracy by ~25%. I lead sanctions screening and PEP monitoring, identify and escalate 200+ high-risk profiles, and help reduce exposure by ~30% through precise RED-flag handling and timely account restrictions/asset freeze actions.
Earlier, I strengthened FATCA/IRS compliance at Ernst & Young and supported global compliance operations at Bank of America by processing 100+ tax forms daily, validating 3000+ accounts, and using Markit and Fircosoft tools to improve reporting accuracy. From my RBS background, I developed deep SWIFT payment screening expertise (MT1xx–MT9xx) with World-Check-based sanctions remediation, maintaining 95–99% accuracy and strong SLA adherence while improving workflows through Excel automation and process enhancements.
Experience
Work history, roles, and key accomplishments
Processed 100+ IRS/FATCA tax forms daily (W-9/W-8 series/CRS), maintaining 98%+ accuracy and SLA adherence. Performed FATCA screening/classification for 3,000+ accounts and applied tax withholding calculations, improving resolution timelines by ~20% and reducing errors by ~15%.
Processed 80–120+ client onboarding/offboarding cases daily, ensuring 100% AML/KYC compliance. Conducted CDD/EDD for 5,000+ clients, escalated 200+ high-risk profiles via sanctions screening/PEP monitoring, and reduced potential financial crime exposure by ~30%.
Processed 100+ FATCA/IRS tax forms daily with 98%+ accuracy while meeting SLA/TAT requirements. Conducted FATCA screening/classification for 3,000+ accounts, validated individual and entity KYC, and supported process expansion that improved workflow efficiency and reduced errors by ~15%.
Process Associate
Royal Bank Of Scotland
Dec 2015 - Mar 2019 (3 years 3 months)
Monitored and screened 1,500+ transactions daily across global payment systems, achieving 99%+ AML accuracy and 98% SLA adherence. Investigated 5,000+ customer accounts for suspicious activity and sanctions alerts, reducing potential compliance breaches by ~35% and backlog volumes by 30%.
Education
Degrees, certifications, and relevant coursework
Sherwood College of Management
Master of Business Administration, Business Administration
Grade: 64%
Completed an MBA at Sherwood College of Management in 2015 (64%).
I. I. S. E
Bachelor of Computer Applications, Computer Applications
Grade: 60%
Completed a BCA at I. I. S. E in 2011 (60%).
Career Convent College
Intermediate
Grade: 58%
Completed an Intermediate program at Career Convent College in 2008 (58%).
C.M.S. High School
High School
Grade: 70%
Completed high school at C.M.S. High School in 2005 (70%).
Tech stack
Software and tools used professionally
Availability
Location
IndiaAuthorized to work in
Salary expectations
Social media
Job categories
Skills
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