Open to opportunities

Kausik User

@kausikuser

Senior financial crime compliance officer specializing in AML, sanctions screening, and transaction monitoring to reduce regulatory risk.

Germany

Message

What I'm looking for

I’m looking for a Senior Financial Crime Compliance role where I can optimize AML/sanctions detection, reduce false positives, improve transaction monitoring rules, and lead stakeholders and teams with data-driven insights.

I’m a Senior Financial Crime Compliance Officer with experience across Ernst & Young, MUFG, JPMorgan Chase & Co., and Credit Suisse. I bring deep expertise in AML compliance, transaction monitoring, sanctions screening, and regulatory risk management.

At Ernst & Young, I supported Wells Fargo live payment screening and sanctions monitoring using Fircosoft and internal tools, helping confirm on-time detection of AML alerts. I also assessed monitoring rules to narrow false positives, verified data integrity, and refined detection capabilities.

I’ve led day-to-day end-of-day stakeholder reporting and structured training programs to improve team efficiency and consistency. For HSBC, I performed detailed Data Risk evaluations to align transaction monitoring with global AML regulations, while partnering with Compliance, IT, and Operations to strengthen regulatory conformance.

Previously, I evolved transaction monitoring and sanctions controls at MUFG, and at JPMorgan Chase & Co. I led due diligence across product lines, including CDD, EDD, and specialized due diligence aligned to regulatory standards. Earlier, at Credit Suisse, I implemented global periodic reviews, optimized new client enrollment through enhanced due diligence, and supported sanctions framework development using LexisNexis for third-party investigations.

Experience

Work history, roles, and key accomplishments

Senior Financial Crime Investigator

Ernst & Young

Sep 2024 - Mar 2026 (1 year 6 months)

Assisted Wells Fargo with live payments screening and sanctions monitoring using Fircosoft and internal AML tools, maintaining timely AML alert detection. Managed end-of-day stakeholder reporting, delivered screening training, and tuned transaction monitoring rules to reduce false positives while strengthening regulatory conformance.

AML Compliance Sanctions Screening Transaction Monitoring End Of Day Reporting Screening Rule Tuning Compliance Training

WKO Team Lead

JPMorgan Chase & Co.

Dec 2022 - Aug 2023 (8 months)

Led due diligence and compliance assessments across multiple product lines, conducting CDD, EDD, and specialized due diligence to meet regulatory standards. Verified MiFID/MiFID II client consent documentation, administered renewals and new client enlistment, and enforced EMI Regulation protocols for markets/platform entities.

Enhanced Due Diligence (EDD)MiFID II EMI Regulations Terms Of Business Verification

Financial Crime Compliance Officer

Credit Suisse

Sep 2019 - Jun 2022 (2 years 9 months)

Implemented global periodic reviews and sanctions compliance controls, optimizing new client enrollment through enhanced due diligence and background screening. Performed risk-based transaction monitoring, initiated MAR event-controlled reviews, and supported the sanctions compliance framework using LexisNexis and Faction.

Background Screening Transaction Monitoring Event Controlled Reviews (MAR)LexisNexis Foreign Correspondent Account Reviews

Compliance Analyst

Collabora

Jan 2019 - Sep 2019 (8 months)

Led an IP remediation project for regulated agents and mutual funds, delivering high-quality compliance outcomes ahead of schedule. Managed client induction, renewals, and modifications, and performed due diligence quality verifications across 19 client types to ensure regulatory adherence.

IP Remediation Due Diligence Regulatory Compliance Attention To Detail