Open to opportunities

Utkarsh Dayal

@utkarshdayal1

Message

I scale fintech platforms and lead teams building resilient, high-volume systems.

India

Message

What I'm looking for

I'm looking to lead high-scale engineering teams and build resilient fintech or platform products, with opportunities to drive 0→1 delivery, architecture modernization, AI-enabled SDLC transformation, and strong engineering culture.

At mPokket, I scaled the Loan Origination platform from 10 to 1,800 RPS, supporting 1.4M daily active users and ₹60Cr in daily disbursals. I led its transition from a legacy monolith to 15+ Java microservices on AWS EKS and Kafka, while delivering a zero-loss migration of 6GB of data.

I've built products from 0→1, including ATechnos' Virtex virtual events platform for 110+ enterprise clients, and led engineering teams through hiring, mentorship, and AI-enabled delivery. My work spans distributed systems, fintech payments, automation, and modernizing platforms that need to perform reliably at scale.

Experience

Work history, roles, and key accomplishments

Current

Associate Director Of Engineering

Current

mPokket Financial Services Pvt Ltd

Jun 2021 - Present (5 years 3 months)

I lead the engineering team behind mPokket's Loan Origination and Onboarding platform, scaled from 10 RPS to 1,800 RPS over 5 years, supporting 50M users and ₹60Cr in daily disbursals. I built and manage 14 engineers, and driven promotions. My work spans platform architecture, SLO ownership, AI-augmented engineering, and cross-functional delivery with Product, Compliance, CEO's office.

Current

Associate Director of Engineering (Senior EM)

Current

mPokket Financial Services Pvt Ltd

Jun 2021 - Present (5 years 3 months)

Scaled the core Loan Origination platform 180x from 10 RPS to 1,800 RPS, supporting 1.4M daily active users and ₹60Cr in daily disbursals. Spearheaded an AI transformation initiative, building a custom GenAI tool to migrate 120+ legacy APIs from PHP to Java, accelerating delivery velocity by 20%.