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Umair ZubairiUZ
Open to opportunities

Umair Zubairi

@umairzubairi

Full-stack developer and credit administration specialist bridging banking operations and scalable web solutions.

Pakistan
Message

What I'm looking for

I seek roles that let me bridge banking operations and software development, focusing on regulatory compliance, scalable web platforms, and cross-functional collaboration to drive measurable impact.

I am a multifaceted professional with over 7 years of cross-industry experience in credit administration, regulatory compliance, and full-stack web development. I combine deep banking operations knowledge with practical software development skills to deliver scalable, compliant solutions.

In my current role in credit administration I submit eCIB reports, manage credit limits in T24, and consolidate borrower data across SME, corporate, and consumer portfolios, ensuring regulatory adherence and accurate documentation.

As a developer I have built a vehicle tracking system using PHP and MySQL, created a real estate website later migrated to WordPress, and developed a Talent Acquisition Hub targeting the U.S. market. I leverage technologies including PHP, Python, JavaScript, MySQL, Laravel, HTML/CSS, and WordPress to deliver production-ready platforms.

I am proactive, analytical, and customer-focused with strengths in project analysis, architecture definition, and cross-functional collaboration. I seek roles where I can continue bridging technology and operations to improve processes, compliance, and user experiences.

Experience

Work history, roles, and key accomplishments

United Bank Limited logoUL
Current

Officer – Credit Administration

United Bank Limited

Sep 2021 - Present (4 years 2 months)

Managed eCIB submissions and DAP reporting to SBP, administered credit limits in T24, and consolidated borrower data across SME, corporate, and consumer portfolios to ensure regulatory compliance.

Education

Degrees, certifications, and relevant coursework

Altinbas University logoAU

Altinbas University

Master of Business Administration, Business Administration

Pursuing a Master of Business Administration with focus on management and business administration.

University of Karachi logoUK

University of Karachi

Bachelor of Commerce, Commerce

Completed Bachelor of Commerce with coursework in commerce and business subjects, awarded in 2009.

GE

Government College of Commerce & Economics

Intermediate (Commerce), Commerce

Completed Intermediate (Commerce) focusing on commerce-related subjects and preparatory business studies.

GS

Green Wood School

Matriculation (Science), Science

Completed Matriculation in Science with foundational coursework in science and general education.

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Umair Zubairi - Officer – Credit Administration - United Bank Limited | Himalayas