Umair Zubairi
@umairzubairi
Full-stack developer and credit administration specialist bridging banking operations and scalable web solutions.
What I'm looking for
I am a multifaceted professional with over 7 years of cross-industry experience in credit administration, regulatory compliance, and full-stack web development. I combine deep banking operations knowledge with practical software development skills to deliver scalable, compliant solutions.
In my current role in credit administration I submit eCIB reports, manage credit limits in T24, and consolidate borrower data across SME, corporate, and consumer portfolios, ensuring regulatory adherence and accurate documentation.
As a developer I have built a vehicle tracking system using PHP and MySQL, created a real estate website later migrated to WordPress, and developed a Talent Acquisition Hub targeting the U.S. market. I leverage technologies including PHP, Python, JavaScript, MySQL, Laravel, HTML/CSS, and WordPress to deliver production-ready platforms.
I am proactive, analytical, and customer-focused with strengths in project analysis, architecture definition, and cross-functional collaboration. I seek roles where I can continue bridging technology and operations to improve processes, compliance, and user experiences.
Experience
Work history, roles, and key accomplishments
Officer – Credit Administration
United Bank Limited
Sep 2021 - Present (4 years 2 months)
Managed eCIB submissions and DAP reporting to SBP, administered credit limits in T24, and consolidated borrower data across SME, corporate, and consumer portfolios to ensure regulatory compliance.
International Consultant
Unitamed
May 2019 - May 2020 (1 year)
Managed international patient consultations and treatment scheduling for IVF clients, coordinating with healthcare professionals to ensure seamless patient journeys and care continuity.
Customer Support Executive
IBEX Global
Feb 2016 - Nov 2016 (9 months)
Resolved customer inquiries for a banking campaign, escalated technical complaints for resolution, and maintained accurate records of support interactions to improve service quality.
Education
Degrees, certifications, and relevant coursework
Altinbas University
Master of Business Administration, Business Administration
Pursuing a Master of Business Administration with focus on management and business administration.
University of Karachi
Bachelor of Commerce, Commerce
Completed Bachelor of Commerce with coursework in commerce and business subjects, awarded in 2009.
Government College of Commerce & Economics
Intermediate (Commerce), Commerce
Completed Intermediate (Commerce) focusing on commerce-related subjects and preparatory business studies.
Green Wood School
Matriculation (Science), Science
Completed Matriculation in Science with foundational coursework in science and general education.
Tech stack
Software and tools used professionally
Availability
Location
Authorized to work in
Website
morgenworld.comPortfolio
talentacquisitionhub.comJob categories
Skills
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