rosana Bracho

Design, produce and interpret financial reports to support the analysis and forecasting of financial performance
- Develop financial and scenario analyses models to support decision-making
- Consolidate and report accurate financial performance metrics
- Analyse variances between actuals and forecasts, highlighting key risks and opportunities.

Performed monthly reconciliations of balance sheets and control accounts for each legal entity. Supported month-end and year-end closures, including generating statutory accounts and group consolidation under UK GAAP and IFRS.

Led a small finance accounting team, ensuring precise and punctual execution of transactions and processes. Supported the Director of Finance in preparing management reports and maintained cost centers and chart of accounts.

Performed balance sheet reconciliations and provided monthly P&L variance analysis to support management decisions. Assisted with annual budgeting, forecasting, and cash flow management.

Delivered timely month- and year-end management accounts and balance sheet reconciliations. Reviewed and analyzed P&L accounts monthly, maintaining updated schedules for prepayments, accruals, and fixed assets.

Processed month-end journals, including revenue posting, prepayments, and accruals. Prepared first drafts of management accounts and carried out month-end and year-end reconciliations for all balance sheet and control accounts.

Prepared and analyzed financial statements, including P&L, balance sheet, and cash flow statements. Monitored budget vs. actual performance and provided analysis linking financial reports to business strategies.

- Review and understand the Commercial paper prepared by the Regional Director
- Analyse the financial information of the Clients past financial performance (balance sheet, P&L, cash flow and others.
- Make cashflow forecasts taking into consideration future incomes and expenses.
- Provide timely and robust credit recommendation through financial and credit reports.

Processed a high volume of vendor invoices accurately and timely, performing supplier statement reconciliations. Updated master vendor details and ensured correct payments.

Supported accounting operations and financial analysis tasks. Contributed to the efficient processing of financial data.

Analyzed financial risks within the banking sector, contributing to regulatory oversight. Developed and implemented risk assessment methodologies.

- Evaluate and recommend credit operations, based on the financial, economical and environmental information, of the current potential customers through the individual credit requests required by the Business Management Company and Personal Banking.
- Carry out market studies to monitor the behavior of economic sectors in order to detect risks of requested credit operations.

Conducted financial analysis for banking institutions, assessing their stability and compliance. Prepared reports on financial health and regulatory adherence.

Managed cost accounting for Latin American markets, analyzing expenditures and optimizing cost structures. Prepared detailed cost reports to support management decisions.

Managed purchasing operations and coordinated procurement activities. Ensured efficient acquisition of goods and services.

Conducted financial audits for various clients, ensuring compliance with accounting standards. Prepared audit reports and identified areas for financial improvement.

Completed a Master's Degree in International Finance. The program focused on advanced financial concepts and global market dynamics.

Obtained a Certificate of Public Accounting Degree (CPA). This program provided comprehensive knowledge in accounting principles and practices.