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Robert Scholtz

@robertscholtz

Treasury management and payments operations professional who launched a $200M treasury product at FirstBank.

At FirstBank, I led the launch of a treasury product supporting $250K–$10M transactions and approximately $200M in assets. My product and operating-performance analysis contributed to a 12-basis-point reduction in interest expense.

At Affidian Credit Union, I lead risk-based reviews of payment and financial operations and develop the annual audit plan. Earlier, I managed electronic banking at FirsTier Bank across payment services and digital platforms, and reduced audit findings by 40% at Independent Financial through risk-based reviews and corrective-action follow-up.

Experience

Work history, roles, and key accomplishments

Current

Internal Auditor

Current

Affidian Credit Union

Jul 2026 - Present (4 months)

Lead risk-based reviews of ACH, wire transfers, RDC, lending, and other financial operations, identifying control gaps and corrective actions. Develop the annual audit plan and risk assessment, reporting results to executive leadership and the Supervisory Committee.

ACH Wire Transfers Remote Deposit Capture Risk Assessment Audit Planning Compliance Operational Risk

Electronic Banking Manager

FirsTier Bank

Jun 2024 - Jun 2025 (1 year)

Managed electronic banking activities across ACH, RDC, Positive Pay, merchant services, debit/credit cards, Zelle, and online/mobile banking. Led a team of three specialists supporting payment operations and digital banking service delivery.

ACH Remote Deposit Capture Positive Pay Merchant Services Debit Cards Credit Cards Zelle Online Banking Mobile Banking Team Leadership Fiserv

Treasury Management Operations Analyst

FirstBank

Jan 2023 - Nov 2023 (10 months)

Led launch of a treasury product supporting $250K-$10M transactions and approximately $200M in assets. Contributed to a 12-basis-point reduction in interest expense through product and operating-performance analysis.

Treasury Management Product Launch Performance Analysis Operational Risk Process Improvement Cross functional Coordination

Audit Analyst

Independent Financial

Sep 2015 - Nov 2022 (7 years 2 months)

Reviewed controls and financial operations across a 93-location banking footprint, working with business leaders on remediation. Reduced audit findings by 40% through risk-based reviews and corrective-action follow-up.

Audit Risk Reviews Corrective Actions Finance Operations Control