Open to opportunities

Ricardo Santos

@ricardosantos5

Message

I audit financial services reporting and controls, bringing IFRS, valuation, and team leadership experience.

Portugal

Message

What I'm looking for

I'm seeking a corporate finance role where I can apply my financial reporting, valuation, forecasting, risk assessment, and financial services audit experience.

I've spent five years at PwC Portugal auditing financial statements and internal controls for financial services and insurance clients in Lisbon.

As an Assurance Senior Associate, I lead banking and insurance audit engagements covering financial statement testing, internal control reviews, and IFRS compliance. I identify risks and inefficiencies in control processes while supporting regulatory-aligned financial reporting.

My work includes fair value measurement, financial instruments, insurance contract liabilities under IFRS 17, substantive testing, and financial data reconciliations.

Promoted from Assistant Associate to Senior Associate within three years, I've led and mentored teams of associates and interns. I'm now looking to bring my audit, valuation, forecasting, and risk assessment background to a corporate finance role.

Experience

Work history, roles, and key accomplishments

Current

Assurance Senior Associate - Financial Services

Current

PwC Portugal

Jan 2024 - Present (2 years 7 months)

Led audit engagements across banking and insurance sector clients, covering financial statement testing, internal controls review and IFRS compliance. Reviewed internal control processes and systems, identifying potential risks and inefficiencies while ensuring alignment with regulatory requirements and best practices in financial reporting. Led and mentored two teams of associates and interns, de

Financial Reporting IFRS Internal Controls Risk Assessment Regulatory Compliance Mentor Team Leadership