At SGM - Sociedade de Garantia Mútua, S.A., I’ve worked in risk analysis since October 2022, including impairment assessments under IFRS 9.
Before SGM, I worked in external audit at Diz & Associados - SROC, Lda., auditing companies and credit institutions, including entities in the cooperative banking sector. My experience also includes contributions to community-fund projects.
I’ve pursued training in Power BI because I see data analysis and processing as valuable for gaining a broader view and handling large volumes of information. My professional training also includes credit risk and economic and financial analysis.

