Open to opportunities

Ricardo Azenha

@ricardoazenha

Message

I build financial data integrations and analytics solutions for B2B clients.

Portugal

Message

What I'm looking for

I'm looking to build end-to-end data and financial integration solutions, solve complex client challenges, and contribute to scalable tools and standards in a collaborative, data-driven environment.

At Agicap, I lead end-to-end financial data integration projects for B2B clients across the USA, UK, and Spain. I transform and validate financial data using SQL, Python, and Excel, connecting institutions through APIs, EBICS, bank connectors, and SFTP to support cash-flow forecasting and liquidity management.

I've also delivered business analysis, market research, financial reporting, and data-driven process improvements. During my Business Analytics master's thesis at NOS, I built a machine-learning propensity model for the Next Best Offer system, incorporating geospatial features to improve probability estimation.

Experience

Work history, roles, and key accomplishments

Current

Senior Data Integration Engineer

Current

Agicap

Feb 2025 - Present (1 year 6 months)

Lead technical onboarding and mentoring of new team members; act as escalation point for complex client and technical issues. Integrate, transform, and validate client financial data using SQL, Python, and Excel to support accurate cash flow forecasting and liquidity management.

SQL Python Excel APIs SFTP Data Integration Financial Data Cash Flow Forecasting Liquidity Management Stakeholder Management Mentor

Business Analyst

One Watch Company

Jul 2024 - Jan 2025 (6 months)

Dived deep into market trends, analyzing data, and providing insights to drive strategic decisions. Evaluated business processes and identified areas for improvement, developing data-driven strategies to enhance market presence.

Data Analysis Market Research Competitive Analysis Data Visualization Power BI Qlik

Finance Assistant

PTKeys

Aug 2023 - Oct 2023 (2 months)

Assisted in daily financial operations, ensuring smooth handling of clients' taxes, revenues, and payments. Responsible for issuing and managing invoices and developing comprehensive financial reports.

Finance Operations Invoicing Financial Reporting Collaboration

Education

Degrees, certifications, and relevant coursework

Católica-Lisbon School of Business and Economics

Master's Degree, Business Analytics

2023 - 2025

Grade: 17/20

Activities and societies: Merit Scholarship (90%); Dean's Honor List (top 10% of MSc students)

Master's Degree in Business Analytics with a GPA of 17/20. Specialized in data science and business analytics, including training in Python, SQL, and Tableau. Completed a master's thesis on a machine learning-based propensity model for a telecom service.

Católica-Lisbon School of Business and Economics

Bachelor's Degree, Business Administration and Management

2020 - 2023

Grade: 17.3/20

Activities and societies: Top 1, 2 and 3 year Scholarship (100%)

Bachelor's Degree in Business Administration and Management with a final GPA of 17.3/20. Awarded top scholarships and completed the program entirely in English.