Raymond Morokole

I’m a results-driven finance professional with experience in banking operations, credit analysis, financial reporting, treasury & cash management, reconciliations, and regulatory compliance. I focus on using data to support better lending decisions and stronger financial controls.

As a Credit Consultant at Lesotho PostBank, I conduct detailed credit and affordability analyses to assess repayment capacity and support informed lending. I monitor loan portfolio performance, identify delinquency trends, and prepare monthly portfolio and arrears reports to help management make timely decisions.

I also handle reconciliations by investigating discrepancies to ensure financial accuracy, while maintaining compliance with banking regulations, KYC, and internal control requirements. I support customer retention by analyzing portfolio performance and identifying cross-selling opportunities, and I assist with account opening and fund transfers while ensuring data integrity.

Earlier, as a Schemes Administrator / Sales Support Consultant at Nedbank Lesotho, I prepared operational and financial reports for business planning, analyzed operational data to improve workflow efficiency, and maintained accurate financial and customer records. I coordinated administrative processes, supported budgeting information and performance tracking, and collaborated with internal stakeholders to resolve financial and operational issues while ensuring regulatory and organizational standards.