
Rajshree User
@rajshreeuser1
Data analyst at HDFC BANK automating Power BI dashboards for merchant float and volume trends.
What I'm looking for
At HDFC BANK, I prepare and release automated EOP data and Power BI dashboards to help the sales team analyze merchant float and volume trends. I also publish monthly float income dashboards and newsletters.
Previously at SBI Payment Services Pvt. Ltd, I prepared merchant performance reports, tracked active and inactive POS terminals, and facilitated onboarding through DigiMon. My experience also includes MIS reporting, RBI returns, credit analysis, and loan disbursement work at IDFC Bank, DCB Bank, and Indusind Bank.
Experience
Work history, roles, and key accomplishments
Data Analysis (Merchant Acquiring Business)
HDFC Bank
May 2023 - Present (3 years 5 months)
Prepared and released automated EOP data and dashboards using Power BI to analyze merchant float and volume trends. Managed a high-value portfolio exceeding ₹50 lakhs and conducted portfolio analysis to ensure 100% merchant mapping.
Senior Executive - Merchant Acquiring Business
SBI Payment Services Pvt. Ltd
Jan 2018 - May 2023 (5 years 4 months)
Prepared monthly, quarterly, and yearly performance reports for top merchants, compiled reports on POS terminals, facilitated merchant onboarding, and maintained Rent Recovery MIS.
RBI Reporting and Branch Monitoring
IDFC Bank
May 2017 - Sep 2017 (4 months)
Prepared monthly RBI returns and quarterly priority lending reports. Compiled various reports including gap between sanctioned loan, disbursement cap breach, and branch capacity reports.
MIS Reporting
DCB Bank
Oct 2015 - May 2017 (1 year 7 months)
Verified KYC documents for housing loan enhancement, performed credit analysis, and maintained processing fee tracker.
Disbursement Executive
IndusInd Bank
Dec 2012 - Jun 2015 (2 years 6 months)
Opened various types of loan accounts, set up limits for fund and non-fund based facilities, and managed MIS for collation and submission.
Education
Degrees, certifications, and relevant coursework
Welingkar University
Banking, Investment and Insurance, Banking, Investment and Insurance
Grade: First Class/71%
Completed a program in Banking, Investment and Insurance with First Class grades (71%).
M.L.Dahanukar College
Bachelor of Commerce, Commerce
Grade: First Class/70%
Completed Bachelor of Commerce with First Class grades (70%).
Royal College
HSC, General
Grade: First Class/69%
Completed HSC with First Class grades (69%).
Vidya Mandir High School
SSC, General
Grade: First Class/71%
Completed SSC with First Class grades (71%).
Tech stack
Software and tools used professionally
Availability
Location
Authorized to work in
Job categories
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