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Rajesh Ramachandran

@rajeshramachandran

Full Stack Developer at CreditMantri building credit onboarding journeys and score-based product routing for a fintech platform.

India
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At CreditMantri Finserv Pvt Ltd, I design, develop, and maintain full-stack applications for a fintech platform serving 50,000+ monthly active users. I’ve developed RESTful APIs for credit score-based product routing, prefill integrations, and partner campaign flows.

On the Credit Onboarding Platform, I worked on customer profiling and sign-up journeys, integrating bureau APIs from Equifax and CRIF and NSDL PAN verification. Partner prefill APIs auto-populate customer details, while partner-specific campaign URLs support different entry flows.

I also implemented a credit score-based routing engine that directs users to product pages based on their score. The work included Node.js routing services and React.js landing experiences.

Previously, at Vriksha Techno Solutions, I delivered full-stack applications for marketplaces, booking, and on-demand services. I developed APIs and microservice-style modules, integrated third-party APIs and webhooks, and contributed to event-driven booking flows.

Experience

Work history, roles, and key accomplishments

CL

Full Stack Developer

CreditMantri Finserv Pvt Ltd

Oct 2024 - Aug 2026 (1 year 10 months)

Design, develop, and maintain full-stack MERN applications for a fintech platform serving 50,000+ monthly active users. Develop RESTful APIs, optimize performance with Redis caching and database tuning, and contribute across the SDLC with biweekly Agile releases.

VS

Software Developer

Vriksha Techno Solutions

Feb 2022 - Oct 2024 (2 years 8 months)

Delivered 5 production full-stack applications using MERN/MEAN stack components across marketplaces, booking, and on-demand services. Developed RESTful APIs, integrated third-party APIs, and architected event-driven booking flows.

Education

Degrees, certifications, and relevant coursework

KCG College of Technology logoKT

KCG College of Technology

Bachelor of Engineering, Electrical and Electronics Engineering

Bachelor of Engineering in Electrical and Electronics Engineering from KCG College of Technology, Chennai, completed in 2020.

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