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Rajat Chikkodikar

@rajatchikkodikar

Backend Engineer at IG Group who delivered PayID instant deposits and Japan’s AWS serverless payments migration.

India
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At IG Group, I led the modernization of Japan’s bank-deposits application from on-premises Spring Framework 5 to Spring Boot 3 on AWS Lambda and DynamoDB. Using GraalVM native images, I reduced cold starts from about seven seconds to about 400 milliseconds.

I also led backend delivery of Australia’s PayID instant-deposit launch with two co-developers. I integrated AzuPay’s registration API and built idempotent deposit processing, helping the launch reach 53% of active clients enrolled within its first quarter.

As a core developer on IG Group’s Plaid integration, I connected Plaid Balance and Signal to the ACH flow to inform upfront-funding decisions while settlement was pending. After launch, ACH deposit value grew 150% and transaction count nearly doubled within a year.

Previously, at EPAM Systems, I built an email capability for a Java and Spring Boot CRM and developed Logstash parsers for Google Chronicle. At Juniper Networks, I proposed and built a Spring Boot tool for defining router topologies, which ATAC engineers adopted for lab topology work.

Experience

Work history, roles, and key accomplishments

IG Group logoIG
Current

Software Developer

IG Group

May 2023 - Present (3 years 5 months)

Led modernization of Japan's bank-deposits application to AWS serverless, reducing cold-start time by 94% and vulnerabilities from 396 to 27. Delivered PayID instant deposits and Plaid open-banking integration for ACH funding, growing deposit value by 150%.

Juniper Networks logoJN

Intern

Jan 2019 - Jun 2019 (5 months)

Internship at Juniper Networks, contributing to technical support and tooling.

Education

Degrees, certifications, and relevant coursework

KH

KLE Technological University (BVB), Hubballi

Bachelor of Engineering, Electronics and Communications

Grade: 8.1 CGPA

Bachelor of Engineering in Electronics and Communications with a CGPA of 8.1.

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