Priyanka Pandey

Perform KYC/CDD for individuals and corporates, conduct risk assessments and beneficial ownership analysis, and monitor transactions to identify and escalate suspicious activity while maintaining regulatory-compliant records.

Conducted complex sanctions and AFC alert investigations, processed RFIs, and prepared SAR/STR templates while refining screening logic and ensuring compliance with evolving EU sanctions and AMLR requirements.

Advised banks and fintechs on modernizing risk frameworks and RegTech adoption, supported model validation projects aligned with BaFin standards, and implemented explainability and bias-detection in AML/fraud analytics.

Designed AML risk-rating models for correspondent banking, built scoring frameworks using Wolfsberg CBDDQ parameters, and aligned models with EU AI Act and BaFin model governance expectations.

Managed credit ratings for corporates and banks under SEBI/RBI norms, performed PD/LGD/EAD model backtesting and stress testing, led forensic fraud investigations and reported suspicious activities to FIUs.

Performed comprehensive credit risk assessments, developed credit-scoring models and validated financial models to ensure compliance with Basel III and IFRS 9 frameworks.

Conducted credit analysis and financial modeling for financial institutions, assigned internal credit ratings and prepared risk reports used by global credit teams.

Completed a Master's degree in Banking and Finance with focus on banking regulation, risk management, and financial modelling.

Completed a Bachelor's degree in Economics covering macroeconomics, microeconomics, and quantitative methods.