At Razorpay, I worked on card payments infrastructure across issuer tokenization, 3-D Secure authentication, and payment routing. I took the ACS EMI rollout live for Yes Bank and staged it for SBI Cards, using a per-issuer configuration layer.
I fixed a recurring settlement-reconciliation issue by batching Hibernate queries and writes, reducing an 8,000-transaction run from 7–8 minutes to 20 seconds. I also took a merchant live on Pine Labs card EMI and added offer discovery and refund-cap handling to a Go gateway adapter.
For Razorpay’s 3-D Secure stack, I built canary and disaster-recovery pipelines and improved production monitoring and alerting. I also led a test-coverage drive across four services, raising coverage from under 26% to over 90%.
Before Razorpay, at Resultant Technologies Pvt Ltd, I worked on the US Dept of Veterans Affairs claims and benefits platforms. I redesigned exam-request and contention processing, reducing processing time by 20%, and introduced Redis caching that cut p95 latency on read-heavy claims lookups by 30%. In personal projects, I built TableTalk, a natural-language-to-SQL platform, and Switchboard, an LLM gateway that cut spend 40% at 86% routing accuracy.

