Skip to main content
PRATIK GURJARPG
Open to opportunities

PRATIK GURJAR

@pratikgurjar

Backend engineer at Razorpay building card payments infrastructure, including issuer tokenization and 3-D Secure.

India
Message

At Razorpay, I worked on card payments infrastructure across issuer tokenization, 3-D Secure authentication, and payment routing. I took the ACS EMI rollout live for Yes Bank and staged it for SBI Cards, using a per-issuer configuration layer.

I fixed a recurring settlement-reconciliation issue by batching Hibernate queries and writes, reducing an 8,000-transaction run from 7–8 minutes to 20 seconds. I also took a merchant live on Pine Labs card EMI and added offer discovery and refund-cap handling to a Go gateway adapter.

For Razorpay’s 3-D Secure stack, I built canary and disaster-recovery pipelines and improved production monitoring and alerting. I also led a test-coverage drive across four services, raising coverage from under 26% to over 90%.

Before Razorpay, at Resultant Technologies Pvt Ltd, I worked on the US Dept of Veterans Affairs claims and benefits platforms. I redesigned exam-request and contention processing, reducing processing time by 20%, and introduced Redis caching that cut p95 latency on read-heavy claims lookups by 30%. In personal projects, I built TableTalk, a natural-language-to-SQL platform, and Switchboard, an LLM gateway that cut spend 40% at 86% routing accuracy.

Experience

Work history, roles, and key accomplishments

Razorpay logoRA

Product Development Engineer II

Jul 2024 - Sep 2026 (2 years 2 months)

Owned EMI rollout on the ACS for Yes Bank and SBI Cards, fixed a P0 in settlement reconciliation reducing runtime from 7-8 minutes to 20 seconds, and built canary and DR pipelines for the 3-D Secure stack. Led test-coverage drive from 26% to over 90% and contributed to internal agent-skills platform.

RL

Software Engineer

Resultant Technologies Pvt Ltd

Jul 2021 - Jun 2024 (2 years 11 months)

Redesigned exam-request and contention processing on the veterans claims platform, cutting processing time 20%, and introduced Redis caching to reduce p95 latency by 30%. Integrated a hospitalization reporting app with the Claims Evidence API.

Education

Degrees, certifications, and relevant coursework

AW

AWS

AWS Generative AI Developer Advanced, Generative AI

Earned the AWS Generative AI Developer Advanced certification.

IB

IBM

Containers with Docker, Kubernetes and OpenShift, Containers

Earned the Containers with Docker, Kubernetes and OpenShift certification.

National Institute of Technology, Tiruchirapalli logoNT

National Institute of Technology, Tiruchirapalli

Master of Computer Applications, Computer Applications

Grade: 7.67 CGPA

Completed MCA in Computer Applications with a CGPA of 7.67.

Interested in hiring PRATIK?

You can contact PRATIK and 90k+ other talented remote workers on Himalayas.

Message PRATIK

People also viewed

View all talent

Get matched with your dream remote job

Sign up now and join over 250,000+ remote workers who receive personalized job alerts, curated job matches, and more for free!

Sign up
Himalayas profile for an example user named Frankie Sullivan