Open to opportunities

nitin kahera

@nitinkahera

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Banking and finance professional with expertise in financial analysis.

Germany

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What I'm looking for

I seek a dynamic role in finance where I can leverage my analytical skills and contribute to strategic decision-making while fostering a collaborative and innovative work environment.

I am a dedicated banking and finance professional with extensive experience in banking operations, financial reporting, and digital payments across the EMEA and APAC regions. My analytical skills have enabled me to generate KPI-driven reports and automate reporting tools, supporting strategic decisions for over 240 branches at the Zonal Head Office level.

Throughout my career, I have excelled in performance tracking, manpower planning, and cross-functional collaboration, aligning operational goals with business outcomes. I am passionate about driving data-driven, compliant, and scalable finance solutions in agile environments, leveraging tools like Advanced Excel, Power BI, Tableau, and SQL to optimize processes and enhance stakeholder engagement.

Experience

Work history, roles, and key accomplishments

Cash Management Sales & RFP

HypoVereinsbank GmbH

Feb 2024 - Jul 2024 (5 months)

Supported the Cash Management Sales team in delivering tailored liquidity and payment solutions to corporate clients, enhancing client onboarding and relationship management. Collaborated with senior stakeholders to prepare Request for Proposals (RFPs) and client presentations, aligning service offerings with client-specific needs across EMEA.

Cash Management Liquidity Solutions Payment Solutions RFP Client Relationship Management Transaction Banking SEPA Swift KYC Core Banking Systems Blockchain Data Visualization

Financial Analyst/ HR Support Staff

State Bank of India

Mar 2020 - Apr 2022 (2 years 1 month)

Conducted business analysis and performance tracking across 240+ branches, generating monthly and quarterly KPI-driven reports at the state level to support strategic decision-making by top management. Utilized Excel tools like Pivot Tables, VLOOKUP, and conditional formatting for NPA analysis, branch performance evaluation, and automation of reporting templates.

Business Analysis Performance Tracking KPIs Excel Pivot Tables NPA Analysis Database Management Process Automation

Treasury Officer / Credit Analyst/ Product Growth Manager

State Bank of India

Nov 2015 - Mar 2020 (4 years 4 months)

Tested and promoted digital banking products like SBI Buddy, YONO, and BHIM UPI at branch level. Managed cash operations, liquidity control, and high-value transactions, ensuring accuracy and regulatory compliance.

Digital Banks Product Promotion Credit Analysis Financial Metrics Accounting Regulatory Compliance Risk Management Digital Transformation Customer Service

Customer Associate / Bank Clerk

State Bank of India

May 2015 - Nov 2015 (6 months)

Issued and activated debit cards for clients, ensuring smooth onboarding and providing guidance on secure usage. Resolved online and card payment disputes by investigating the root causes of payment failures using the bank’s complaint management system.

Salary Disbursement Debit Card Activation Customer Onboarding Payment Disputes Insurance Sales Cash Transactions Salary Disbursements Workflow Automation

Education

Degrees, certifications, and relevant coursework

EU Business School

Master of Business Administration, Blockchain

2022 - 2024

Grade: 3.7/4.0

Activities and societies: Thesis: Future of Banking – Fintech integration with traditional Banks. (Graded 93/100); Relevant Coursework: Financial Reporting & Analysis, Corporate Finance, Data Analytics, Strategy & Decision Making, Transformational Management & Leadership, Cryptocurrencies & Fintech Industry, Strategy & Decision Making, Business Strategy Simulation, Blockchain Application and New Business Models

Completed a Master of Business Administration with a major in Blockchain, achieving Magna Cum Laude honors. The thesis focused on the future of banking and fintech integration with traditional banks, earning a grade of 93/100. Relevant coursework included Financial Reporting & Analysis, Corporate Finance, Data Analytics, and Cryptocurrencies & Fintech Industry.