Netsi Lemma
@netsilemma
Applied data scientist delivering production ML and GenAI across banking and healthcare.
What I'm looking for
I’m an Applied Data Scientist with 5+ years of experience developing and deploying machine learning and AI solutions across banking, healthcare, and insurance. I focus on predictive modeling, Generative AI, NLP, and cloud-based ML, using Python and SQL alongside AWS and Azure tooling to turn models into scalable, production-ready systems through MLOps.
In my current role at M&T Bank, I lead production-ready work for credit risk modeling, customer segmentation, and predictive analytics, and I’ve delivered measurable gains like improving loan approval accuracy by 32% and reducing manual risk assessment time by 45%. I’ve also built fraud detection models over 5M+ transactions (78% to 94% accuracy, 27% fewer false positives) and automated ETL plus deployment workflows serving 500K+ customers, while partnering across teams to operationalize insights via Power BI and Tableau.
Experience
Work history, roles, and key accomplishments
Data Scientist
M&T Bank
Aug 2024 - Present (2 years)
Led production-ready machine learning for credit risk modeling, customer segmentation, and predictive analytics, improving loan approval accuracy by 32% and reducing manual risk assessment time by 45%. Developed fraud detection on 5M+ transactions and built automated ETL and ML deployment workflows for banking applications serving 500K+ customers.
AI & Machine Learning Engineer
Epic Systems
May 2023 - Jul 2024 (1 year 2 months)
Designed machine learning models on EHR data to improve patient readmission prediction accuracy by 22%. Engineered cloud ML pipelines and implemented NLP and Generative AI solutions using Hugging Face and LangChain, deploying production AI via REST APIs with CI/CD and model monitoring.
Data Scientist
HDFC ERGO General Insurance
Apr 2022 - Apr 2023 (1 year)
Developed machine learning models to improve underwriting decisions, increasing prediction accuracy by 30% and reducing underwriting time by 40%. Built fraud detection for 8M+ insurance claims and automated ETL workflows with Power BI/Tableau dashboards to reduce reporting effort by 40%.
Education
Degrees, certifications, and relevant coursework
Catholic University of America
Master of Science, Data Science
2022 - 2024
Master of Science in Data Science at Catholic University of America (Aug 2022–May 2024).
Marwadi University
Bachelor of Technology, Computer Engineering (Artificial Intelligence)
2018 - 2022
Bachelor of Technology in Computer Engineering – Artificial Intelligence at Marwadi University (Aug 2018–May 2022).
Tech stack
Software and tools used professionally
Availability
Location
Authorized to work in
Job categories
Skills
Interested in hiring Netsi?
You can contact Netsi and 90k+ other talented remote workers on Himalayas.
Message NetsiGet matched with your dream remote job
Sign up now and join over 250,000+ remote workers who receive personalized job alerts, curated job matches, and more for free!
