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Muhammed Murad

@muhammedmurad

Backend engineer at M-PESA Ethiopia building payment integrations for 100,000+ merchants and a voucher service that cut costs by 70%.

Ethiopia
Message

At M-PESA Ethiopia, I build the integration platform used by 100,000+ merchants and partners, including standardized APIs and backwards compatibility for older contract versions. I also built a Spring Boot digital voucher service that replaced an external provider and cut that cost by 70%.

At M-PESA Ethiopia, I built and maintained Spring Boot microservices for core-to-core banking integrations, focusing on failure paths such as timeouts, partial writes, and ledger reconciliation. I designed RESTful APIs for third-party integrations and delivered a national promotion platform that maintained data integrity through peak traffic of millions of transactions per hour.

At Arc.dev, I architected and deployed a multi-tenant SaaS platform on AWS using Docker and Terraform, and built Backend-for-Frontend APIs that cut launch time by about 40%. Earlier, at Safaricom Telecommunications Ethiopia, I built a document management portal and automated security workflows; I also hold an AWS Certified Cloud Practitioner certification.

Experience

Work history, roles, and key accomplishments

ME
Current

Software Engineer II, Payment Integrations

M-PESA Ethiopia

Nov 2025 - Present (11 months)

Lead the merchant and enterprise partnership team, building standardized APIs and owning the integration platform behind 100,000+ merchants. Built a digital voucher distribution service that cut costs by 70% and designed a national lucky-draw system with idempotent writes.

AR
Current

Backend Developer (Contract)

Arc.dev

Oct 2024 - Present (2 years)

Architected and deployed a multi-tenant SaaS platform on AWS for a fintech startup, using Docker and Terraform. Built Backend-for-Frontend APIs that cut launch time by ~40% and reworked infrastructure to reduce hosting costs by 25% or more.

ME

Software Engineer, Digital Payments

M-PESA Ethiopia

Apr 2025 - Nov 2025 (7 months)

Built and maintained Spring Boot microservices for core-to-core banking integrations, focusing on failure paths and reconciliation. Designed RESTful APIs for third-party integrations and delivered a national promotion platform handling millions of transactions per hour.

SE

Backend Engineer, Security & Internal Systems

Safaricom Telecommunications Ethiopia

Oct 2023 - Jun 2024 (8 months)

Built a company-wide document management portal with secure storage, version control, and search, deployed on Kubernetes. Automated security workflows with Bash, Spring Boot, Next.js, and Jenkins, cutting manual testing time by ~60%.

Education

Degrees, certifications, and relevant coursework

HT

HiLCoE School of Computer Science and Technology

Bachelor of Science, Computer Science

Pursued a Bachelor of Science in Computer Science at HiLCoE School of Computer Science and Technology in Addis Ababa.

AL

ALX

Certificate, Cloud Computing

Completed a Cloud Computing Certificate at ALX.

GI

Gebeya Inc.

Fellowship, Backend Engineering

Completed a Specialized Backend Engineering Fellowship at Gebeya Inc.

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