Muhammad Usman Siddiqui

I’m an Accounts & Finance Executive with hands-on experience in full-cycle GL accounting, AP/AR, multi-entity reconciliation, and month-end close. I deliver audit-ready books and zero-error month-end close for PKR 100M+ portfolios, with a strong focus on compliance and accuracy across multi-currency environments.

I work extensively with SAP S/4HANA FICO (FI/CO process flows, document posting, bank accounting, and Fiori reporting) and lead budgeting-vs-actual variance analysis and financial statement preparation (P&L, Balance Sheet, Cash Flow). I also strengthen decision-making through DCF valuation, WACC/NPV analysis, and scenario/sensitivity work, including Monte Carlo stress-testing for investment recommendations.