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mohammed arifuddin atif

@mohammedarifuddinati

I build machine learning, GenAI, and AI agent products for retail and fintech decisions.

India
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What I'm looking for

I'm looking to build scalable machine learning, GenAI, and AI agent products that improve decision-making, optimize operations, and deliver measurable impact in retail or fintech.

I'm building end-to-end machine learning and AI solutions at Impact Analytics, following data science work at Loyalytics AI and analytics leadership at Paisabazaar.

At Paisabazaar, I created a credit-card disbursal prediction model with a 96% approval rate, enabling marketing decisions twice as fast and reducing potential customer-interest loss. I also optimized a classification model that increased card disbursals by 23% and built dashboards for product opportunities across personal loans, credit cards, and business loans.

My work spans predictive modeling, forecasting, GenAI, AI agents, NLP, recommendation systems, and computer-vision sentiment detection, translating complex business problems into scalable data products.

Experience

Work history, roles, and key accomplishments

Impact Analytics logoIA
Current

Senior Data Scientist

Oct 2025 - Present (10 months)

Senior Data Scientist at Impact Analytics, focusing on analytics, machine learning, and GenAI solutions.

Loyalytics AI logoLA

Data Scientist

Jan 2024 - Oct 2025 (1 year 9 months)

Data Scientist at Loyalytics AI, applying machine learning and analytics to drive business insights.

Paisabazaar logoPA

Assistant Manager - Analytics

Mar 2022 - Jan 2024 (1 year 10 months)

Reverse Engineering Model: Created and fine-tuned a prediction model to reduce the lag period in credit card disbursals with an approval rate of 96% thereby reducing marketing cost. Presaged customer approval before receiving the stamping file, enabling 2 times faster and more efficient marketing decisions, thus reducing the potential loss of customer interest.

Opportunity Analysis: Designed and

AlmaBetter logoAL

Online Classroom Visual Sentiment Detection

Sep 2021 - Oct 2021 (1 month)

Gist of the project:

1. Built an app that detects the sentiment of the online classroom using live video from the webcam and
real-time aggregated feedback to the instructors about the class.
2. Employed essential image preprocessing techniques such as image augmentation, Pixel brightness
transformations, etc. to improve image quality for better prediction.
3. Deployed quantized model on

AlmaBetter logoAL

Product Recommendation Engine

Aug 2021 - Sep 2021 (1 month)

Gist of the project:

1. Developed a product recommendation system for customers using content based filtering by utilizing
the description of products consumed by users.
2. Used Popularity based model to generate average rating of product. Also used Surprise library to give a
boost to collaborative model.
3. Implemented K-means algorithm and SVD and also further tuned the model using Gr

AlmaBetter logoAL

Tweet Sentiment Analysis

Jul 2021 - Aug 2021 (1 month)

Gist of the project:

1. Developed a sentiment classification model to predict the portrayed sentiment behind a tweet.
2. Performed feature engineering on the given data to generate a new attribute which provides better
accuracy for the model.
3. Experimented with TF-IDF and CountVectorizer methods which tokenizes the words in the dataset to
better predict the sentiments.
4. Performed ev

AlmaBetter logoAL

Bike Sharing Demand Prediction

Jun 2021 - Jul 2021 (1 month)

Gist of the project:

1. Developed a model which estimates the demand of bikes so as to decrease waiting time.
2. Checked for Multicollinearity and encoded the categorical columns. Also dealt with missing values and
handled outliers.
3. Implemented and tested with different algorithms like Linear Regression, Decision Trees Regression and
Extra Trees Regression with different evaluation m

Education

Degrees, certifications, and relevant coursework

VV

Vardhaman College of Engineering (VCEH)

Bachelor of Technology, Mechanical Engineering

2015 - 2019

Vardhaman College of Engineering logoVE

Vardhaman College of Engineering

Bachelor of Technology, Mechanical Engineering

2015 - 2019

Bachelor of Technology in Mechanical Engineering from Vardhaman College of Engineering, 2015-2019.

AC

Alphores Junior College

Higher Secondary Education

2013 - 2015

SS

St. John's High School

Secondary Schooling

2012 - 2013

Tech stack

Software and tools used professionally

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