Michael Ngethe
@michaelngethe
Experienced credit and audit professional with strong risk management.
KenyaWhat I'm looking for
I am a proactive, detail-oriented credit and audit professional with over nine years of experience in financial services, focused on teller operations, credit administration, credit control, loans management, and risk analysis.
I have a proven record in cash handling, loan disbursement, delinquency management, reconciliations, and customer service, and I routinely ensure compliance with KYC, AML, and SACCO regulations.
In my current dual role as Credit Control Officer and Audit & Risk Officer I implement recovery procedures, conduct detailed risk audits, prepare accurate audit and statutory reports, and drive corrective frameworks that protect institutional assets.
I hold a BSc in Applied Statistics with Computing and CIFA Part II certification, and I bring advanced Microsoft Excel and financial analysis skills, high integrity, and strong interpersonal communication to help organizations strengthen controls and improve portfolio performance.
Experience
Work history, roles, and key accomplishments
Audit & Risk Officer
Metropolitan National Sacco Ltd
Nov 2022 - Present (2 years 11 months)
Conducted risk audits, generated audit reports and implemented corrective frameworks to ensure regulatory compliance and mitigate institutional risk.
Credit Officer - Credit Control
Metropolitan National Sacco Ltd
Oct 2022 - Present (3 years)
Led delinquency management and recovery efforts, implemented credit control procedures and negotiated repayments to maintain a healthy loan book and improve member satisfaction.
Credit Officer - Administration
Metropolitan National Sacco Ltd
Dec 2017 - Oct 2022 (4 years 10 months)
Managed loan disbursements, reconciled deductions and maintained credit data integrity to minimize financial and legal risks while supporting credit reporting and internal controls.
Teller
Metropolitan National Sacco Ltd
Jun 2016 - Nov 2017 (1 year 5 months)
Processed member deposits, withdrawals and loan repayments while balancing daily cash, preparing reconciliation reports and ensuring KYC/AML and SACCO compliance.
Education
Degrees, certifications, and relevant coursework
Certified Investment and Financial Analyst (CIFA) - Part II
Professional Certification, Investment and Financial Analysis
2017 -
Undertaking CIFA Part II certification beginning January 2017 and marked as ongoing.
UKUniversity of Kabianga
Bachelor of Science, Applied Statistics with Computing
2011 - 2015
Grade: Second Class Honors, Upper Division
Completed a Bachelor of Science in Applied Statistics with Computing, graduating with Second Class Honors, Upper Division.
Tech stack
Software and tools used professionally
Availability
Location
KenyaAuthorized to work in
Salary expectations
Job categories
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