melody amoabeng

I’m a Creative AML/KYC/Fraud Analyst with 5 years of working experience in the financial industry, focused on investigating suspicious activity from account surveillance and branch escalations. I’m versed in Anti-Money Laundering, Fraud analysis, Account review, PEP screening, SAR drafting, High risk review, and Transaction monitoring.

At PNC Bank, I investigate complex fraud cases including account takeover, dispute fraud, and identity theft, using tools such as Looker, Unit21, Salesforce, LexisNexis, and Zendesk. When risk can’t be mitigated, I conduct objective investigations and draft SARs, working closely with internal groups to meet investigation and filing requirements.

Previously at Chase Bank, I monitored and reviewed institutional transactions, reconciled customer accounts, supported new client onboarding and contract renewal, and escalated unusual activity to the Financial Intelligence Unit (FIU). I maintained detailed records for second level review and identified fraud patterns and anomalies by analyzing large quantities of data.

Earlier at Access Bank in Ghana, I performed independent KYC checks, applied CIP (Customer Identification Program) and CAP (Customer Acceptance Policy), and resolved onboarding issues. I reviewed AML system alerts, assessed client risk using documentation and negative news screening, supported compliance investigations, and prepared training and awareness materials for fraud prevention, AML, and compliance.