Open to opportunities

Kelechi Udechukwu

@kelechiudechukwu

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AML investigator with 5+ years' experience detecting financial crime and strengthening compliance.

United States

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What I'm looking for

I seek a compliance role where I can lead complex AML investigations, collaborate cross-functionally, use analytics-driven tools, and advance regulatory controls in a growth-focused, integrity-driven organization.

I am an analytical, detail-driven Anti-Money Laundering Investigator with over five years of experience in financial services, focused on detecting financial crime, preparing high-quality SARs, and ensuring regulatory compliance.

My background spans complex transaction monitoring, full-spectrum KYC/CDD/EDD reviews, and forensic financial analysis across banking and fintech environments. I have strong working knowledge of the USA PATRIOT Act, BSA, OFAC requirements, and global AML/CTF frameworks.

I have led and managed high-volume AML/KYC programs, improved detection efficiency, and contributed to enterprise controls — including initiatives that reduced chargeback losses by 50% and maintained flawless CTR filing accuracy.

I collaborate across FIU, fraud, and compliance teams to escalate high-risk matters, produce defensible investigative narratives, and maintain audit readiness while leveraging tools like Actimize, LexisNexis/World-Check, Verafin, Tableau, Salesforce, and nCino.

Experience

Work history, roles, and key accomplishments

Anti-Money Laundering Investigator

Citi

May 2024 - Nov 2025 (1 year 6 months)

Executed complex financial crime investigations across high-risk accounts, drafting SARs and strengthening controls to reduce chargeback losses by 50% and improve detection efficiency.

AML Investigations Transaction Monitoring Case Management

BSA/AML Analyst (Manager)

USAA

Nov 2021 - May 2024 (2 years 6 months)

Managed end-to-end AML/KYC oversight for high-volume environments, produced SARs to FinCEN, and implemented Tableau reporting to monitor SAR volumes and investigator productivity.

Actimize LexisNexis Tableau EDD Case Remediation

AML Analyst

TD Bank

Dec 2018 - Nov 2021 (2 years 11 months)

Performed transaction monitoring and regulatory reporting, maintaining 100% CTR filing accuracy and preparing SARs and presentations for senior compliance officers.

Transaction Monitoring CTR Filing Actimize LexisNexis OSINT Regulatory Compliance Case Documentation

KYC Operation Analyst

Saidia Tech

Aug 2018 - Dec 2018 (4 months)

Managed end-to-end KYC due diligence across North and Latin America, resolving complex discrepancies and accelerating onboarding and remediation cycles.

KYC Due Diligence Risk Assessment Client Onboarding

KYC Analyst

Ecobank Nigeria Limited

Jun 2011 - May 2018 (6 years 11 months)

Directed AML/KYC onboarding oversight and QA programs, improving data accuracy and driving remediation to strengthen regulatory readiness across Nigerian operations.

KYC AML Quality Assurance Regulatory