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Marius DJIDO

@mariusdjido

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Credit Portfolio Manager at Association Tontine Sociale, managing a 140-person loan portfolio with 75–80% recovery.

Benin

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What I'm looking for

I’d like to put my credit portfolio management, collection, and customer relationship experience to work for an organization like yours.

At Association Tontine Sociale, I manage a social loan portfolio of 140 people, from credit analysis and application preparation through repayment. I use daily, community-based collection strategies without material collateral, with a reported recovery rate of 75–80%.

I also review portfolio performance weekly and prepare reports for management, while working with members facing difficulties and introducing financing products suited to rural and peri-urban communities. Earlier, I supported women in rural areas with financing applications and project follow-up for Projet d'Appui de Financement des Femmes en Milieu Rural.

Experience

Work history, roles, and key accomplishments

Current

Gestionnaire de Portefeuille Crédit

Current

Association Tontine Sociale

Dec 2020 - Present (5 years 11 months)

Managed a credit portfolio of 140 people, overseeing the full credit cycle from analysis to repayment. Implemented daily recovery strategies achieving a 75-80% recovery rate and produced weekly performance reports.

Credit Management Portfolio Management Debt Recovery Risk Management Client Relations Reporting Negotiation Conflict Resolution

Animateur

Projet d'Appui de Financement des Femmes en Milieu Rural

Jan 2020 - Dec 2020 (11 months)

Communicated project objectives and financing options to beneficiaries, assisted women in preparing funding applications, and monitored the use of funds to evaluate project impact.

Communication Skills client support Project Monitoring Reporting

Stagiaire du chef de personnel

Mairie de Parakou

Jul 2020 - Sep 2020 (2 months)

Assisted in HR tasks including document verification, leave and absence management, and participation in training and recruitment processes.

HR Administration Document Management Recruitment training coordination

Assistant gestionnaire

SELOME GLOBAL SERVICES

Nov 2017 - Dec 2018 (1 year 1 month)

Handled store operations including product setup, sales, cash handling, stock management, and customer service, resolving disputes and processing orders.

Inventory Management Sales Customer Service Administrative Support Accounting