Open to opportunities

malik User

@malikuser7

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Full-Stack Engineer building secure, scalable fintech and education platforms.

Nigeria

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What I'm looking for

I seek roles building secure, scalable fintech or education platforms where I can own end-to-end features, solve complex integration challenges, and grow into technical leadership.

I am a Full-Stack Engineer with hands-on experience designing and maintaining high-value financial systems, merchant onboarding integrations, and multilingual education platforms. I have developed transaction monitoring, 3D Secure MPI servers, automated clearing tools, EMV data preparation applications, and large-scale integrations with national banking networks.

I deliver front-end and back-end solutions using modern JavaScript ecosystems, enable inclusive user experiences, and contribute to open-source mapping tools. I thrive on solving complex security and scalability challenges, driving product adoption, and building tools that serve millions of records and thousands of users.

Experience

Work history, roles, and key accomplishments

Current

Full-Stack Engineer

Current

Moniepoint

Oct 2023 - Present (2 years)

Designed and maintained transaction monitoring and dispute resolution applications deployed across 12+ Nigerian commercial banks, processing 1M+ transactions and ₦2B+ value per bank; built MPI server for 3D Secure and EMV data preparation tools integrated with HSMs to improve payment security and compliance.

JavaScript NodeJS HSM Integration API Development NIBSS Integration Distributed Systems

Software Engineer

Freelance

Jan 2020 - Dec 2023 (3 years 11 months)

Delivered multiple web and mobile projects including a fintech app for a microfinance bank, an admin dashboard for an online pharmacy, a land allocation platform with Leaflet.js, and an AI-driven wellness mobile app with rewards integration.

ReactJS React Native NodeJS RESTful APIs Leaflet.Js Recharts TypeScript CI CD

Frontend Engineer

Unicorn Group

Jun 2023 - Oct 2023 (4 months)

Enhanced the Omeife AI platform with multilingual real-time chat, voice/video translation and subtitle generation, and launched DigiLiteracy to deliver interactive digital education to African communities, achieving 2,000+ active users.

ReactJS JavaScript Multilingual NLP Integration Accessibility Product Launch

Frontend Engineer

Outreachy

Dec 2022 - Mar 2023 (3 months)

Overhauled the MapKnitter Lite JavaScript module for Public Lab, integrated Internet Archive API, and implemented multi-image drag-and-drop and paginator features to improve mapping workflows and accessibility for global communities.

JavaScript UI UX API Integration Frontend Architecture Open Source