Li Zhen LOW
@lizhenlow
Product leader driving growth in fintech, payments, and crypto exchanges.
NetherlandsWhat I'm looking for
I am a product leader with over 10 years' experience scaling fintech and payments platforms across Europe and Asia, delivering measurable outcomes such as 10x platform growth, multi-IBAN payment infrastructure, and MiCA-compliant product launches.
I prioritise high-impact outcomes with minimal effort by aligning product strategy tightly to business goals, negotiating PSP partnerships, and designing payment and wallet architectures that optimise cost, speed, and user experience.
I lead and mentor cross-functional teams with adaptive coaching, focusing on growth, monetization, GTM execution, and data-driven decision-making to build resilient teams that consistently deliver business results.
Experience
Work history, roles, and key accomplishments
Founder & Product Advisor
Luvone BV
Jun 2025 - Present (4 months)
Spearheaded SEPA, SWIFT and open banking integrations and designed wallet and multi-IBAN architecture integrated with Banking Circle, Currencycloud and Incore to support retail and SME go-to-market.
Head of Product
CoinMart
Oct 2022 - Jun 2025 (2 years 8 months)
Drove 10x product offering expansion and scaled platform across the Netherlands and Spain with MiCA readiness; negotiated PSP partnerships and launched deposit/withdrawal methods that tripled activations.
Senior Product Manager
Heytrade
Jun 2021 - Oct 2022 (1 year 4 months)
Shaped roadmap for onboarding, trading and payments, launched limit orders and card payments, and drove product changes and A/B testing that increased deposits 3x in the first quarter.
Payments Product Manager
Kantox Ltd
Jul 2018 - Jun 2021 (2 years 11 months)
Launched a reconciliation tool that reduced operations workload by 90% and built a dynamic hedging engine to improve customer FX rates and margins, prioritizing features for client acquisition and retention.
Operations Product Manager
OctaFX
Feb 2017 - Jul 2018 (1 year 5 months)
Localized payments and trading flows for high-growth markets to boost retention and directed market entry into China with tailored payment solutions and engagement initiatives.
Education
Degrees, certifications, and relevant coursework
QTQuantic School of Business and Technology
Executive MBA, Business Administration
2022 - 2023
Completed an Executive MBA program focused on modern business, strategy, and leadership applications.
SUSingapore Management University
Master's Degree, Applied Economics
2013 - 2014
Completed a Master's program in Applied Economics with coursework in economic theory and quantitative methods.
UDUniversity of London (LSE academic direction)
Bachelor of Science, Banking and Finance
2009 - 2011
Completed a Bachelor of Science in Banking and Finance under the University of London program with LSE academic direction.
Tech stack
Software and tools used professionally
Availability
Location
NetherlandsAuthorized to work in
Job categories
Skills
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