Kristine Pember

Oversee purchasing, AP/AR, payroll, fixed assets and financial statements; administer district financial software and perform fiscal year rollovers while assisting budget development and audit preparation.

Managed biweekly payroll for 350+ employees, prepared quarterly taxes and W-2s, posted AR/deposits, and implemented process improvements across payroll and finance operations.

Managed a pipeline of 30–85 mortgage files across conventional, construction, CHFA, FHA and HELOC products; pre-underwrote income/assets and communicated status and document needs to customers.

Processed biweekly payroll for 1,000+ employees, prepared state and federal tax reports, reconciled retirement figures, and served as primary payroll contact while supporting benefits and AP functions.

Maintained PowerSeller hedging data, completed daily hedging reports, made rate change decisions in manager's absence, and assisted in developing secondary market procedures.

Managed secondary market rate lock desk, distributed daily mortgage pricing, prepared loans for sale (including FHA/VA), and supported month/quarter-end accounting reports and loan shipments.

Managed delinquency for 20–35 files, conducted collection outreach, performed financial hardship analyses and coordinated loss mitigation solutions including modifications and short sales.

Handled 50–100+ daily transactions, supervised and coached tellers, managed cash supply/audits and branch opening/closing tasks while resolving customer service issues.

Performed daily customer transactions, issued debit cards, balanced ATMs and vaults, completed audits and supported head teller duties including branch opening and closing.

Completed a Bachelor of Business Administration with a focus in Supervisory Management, graduating in January 2012.