Kaushal Singh Gour

• Led the design and development of Mastercard’s Community Pass, enhancing financial inclusion for underserved communities.
• Architected high-performance microservices using Java, Spring Boot, and Kafka, supporting a global user base of ~7 million.
• Developed a centralized reporting platform to improve operational decision-making and deliver actionable insights.

• Led the design and development of Mastercard’s Community Pass, enhancing financial inclusion for underserved communities.
• Architected high-performance microservices using Java, Spring Boot, and Kafka, supporting a global user base of ~7 million.

• Developed scalable backend services for mortgage loan processing systems, enhancing document validation and compliance checks.
• Streamlined document handling and integrated third-party services to improve system efficiency.
• Collaborated with cross-functional teams to boost data accuracy and user experience in loan origination platforms.

• Led the design and delivery of a Java/Spring Boot backend for Mastercard Payment Gateway Services (MPGS).
• Developed resilient microservices using Postgres, Redis, and Kafka to ensure low-latency operations.
• Implemented secure webhook handling and automated tests to enhance compliance with PCI-DSS controls.

• Designed and developed Full KYC and Min KYC wallet solutions for secure digital payments.
• Implemented onboarding processes, mPIN authentication, and regulatory workflows using Spring Boot, Kafka, and Oracle.
• Ensured real-time transaction processing while complying with RBI, AML, and KYC guidelines.

• Developed a Java-based billing interface for telecom services, enhancing system reliability and performance.
• Designed and implemented backend systems for real-time billing transactions and operator integration.
• Collaborated with cross-functional teams to ensure accurate billing and seamless service delivery across platforms.

• Developed a secure OAuth-based authentication and authorization solution for a mobile chat application.
• Designed and implemented RESTful APIs for real-time messaging, user management, and session handling.
• Enhanced application security and scalability through token-based access control and efficient backend services.
• Collaborated with cross-functional teams to deliver a high-performa

• Contributed to the modernization of legacy systems by developing Java-based tools and customized Eclipse plugins.
• Analyzed and converted large-scale RPG and COBOL applications into modern Java systems.
• Enabled extraction of embedded business rules and dependency mapping to support efficient modernization.
• Preserved critical business logic with minimal disruption to existing systems a

Issued Apr 2026

MCA