Karem Ayude
@karemayude
Financial Administration Manager specializing in credit, collections, and risk reduction.
ArgentinaWhat I'm looking for
I’m a legal and financial professional with solid expertise in credit portfolio management, cash flow control, collections, and risk analysis. I lead processes end-to-end—credit administration, invoicing, commercial document issuance, and accounts payable—so teams can make faster, cleaner decisions.
In my current role as Financial Administration Manager, I manage client and supplier current accounts, handle bank reconciliations, and oversee collections management and credit risk analysis. I optimize cash flow, minimize risk, and improve liquidity through reporting and well-structured collections strategies focused on efficiency and delinquency reduction.
Previously, as Head of Credit Recovery and Administration, I coordinated teams and supervised branches while driving delinquency-area performance through portfolio analysis and recovery plans. Before that, as an Attorney-at-Law, I negotiated complex agreements and supported early dispute resolution—strengthening my ability to reduce friction and achieve durable outcomes.
Experience
Work history, roles, and key accomplishments
Financial Administration Manager
OACI S.A. - Ciardi Hnos.
Oct 2019 - Present (6 years 7 months)
Managed client and supplier account administration, including invoicing, commercial document issuance/control, and bank reconciliations. Led collections and credit risk analysis while optimizing cash flow and designing reporting-driven strategies to improve liquidity and reduce delinquency.
Attorney-at-Law
Independent Professional Practice
Dec 2012 - Mar 2020 (7 years 3 months)
Represented clients in extrajudicial conciliations and civil, commercial, and labor proceedings. Negotiated agreements and developed strategies for early dispute resolution.
Head of Credit Recovery
Pygnus S.A.
Feb 2013 - Dec 2018 (5 years 10 months)
Coordinated teams and supervised branches across the delinquency area, performing portfolio analysis and designing recovery plans. Reduced delinquency rates by implementing new procedures and controls while overseeing operational administration and accounting.
Education
Degrees, certifications, and relevant coursework
National University of Mar del Plata
Law Degree (J.D. equivalent), Law
2005 - 2011
Earned a law degree (J.D.-equivalent) at the National University of Mar del Plata, graduating after studies from 2005 to 2011.
Smoky Mountain High School
High School (Rotary Exchange Program), Secondary Education
2003 - 2004
Activities and societies: Rotary Club exchange student (North Carolina, USA).
Completed secondary education as a Rotary Club exchange student at Smoky Mountain High School.
Universidad Católica Argentina (UCA)
Postgraduate Course, Labor Law
Completed a postgraduate course in labor law at UCA.
Tech stack
Software and tools used professionally
Availability
Location
ArgentinaAuthorized to work in
Job categories
Skills
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