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Karan ParmarKP
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Karan Parmar

@karanparmar4

Product Owner at Mastek Ltd. digitizing Morrisons UK’s wholesale invoice workflow for 250–300 vendors.

India
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At Mastek Ltd., I own the wholesale invoice management product for Morrisons UK, turning a manual validation process into digital submission, approval, and discrepancy workflows for 250–300 vendors. The change reduced typical invoice turnaround from several weeks to days.

Previously, at Carelon Global Solutions, I owned delivery for a US healthcare prior-authorization platform, using SQL analysis to identify workflow drop-offs and inform improvements that recovered 60+ hours of annual processing time and contributed to a 15% increase in feature adoption. Across product roles in healthcare, financial services, banking, and payments, I’ve taken products from discovery and roadmap planning through UAT and rollout.

Experience

Work history, roles, and key accomplishments

CS

Product Owner/ Business Analyst

Carelon Global Solutions

Oct 2021 - Dec 2023 (2 years 2 months)

Owned product delivery for a US Healthcare Prior Authorization platform, translating clinical, operational, and business problems into product capabilities. Delivered workflow enhancements that recovered 60+ hours of annual processing time and contributed to a 15% increase in feature adoption.

MotilalOswal Financial Services Ltd. logoML

Business Analyst

MotilalOswal Financial Services Ltd.

Oct 2019 - Oct 2021 (2 years)

Delivered digital payment capabilities across EMI, UPI, Razorpay, digital wallets, credit, and pay later, contributing to a 35% increase in monthly transaction volume. Built a 0-to-1 Query Management System and led redevelopment of an internal sales platform, reducing save/load time by 25%.

ML

Business Analyst

Mobicule Technologies Pvt. Ltd.

Oct 2018 - Oct 2019 (1 year)

Delivered mobile and web products that digitized loan EMI collection workflows for Kotak Mahindra Bank and RBL Bank. Implemented case-transfer functionality saving 45 minutes per user per day and contributed to a 30% reduction in Bluetooth-printer costs.

Education

Degrees, certifications, and relevant coursework

Mumbai University logoMU

Mumbai University

Bachelor of Engineering, Computer Engineering

Bachelor of Engineering in Computer Engineering from Mumbai University.

Scrum.org logoSC

Scrum.org

Professional Scrum Product Owner (PSPO), Product Ownership

Professional Scrum Product Owner (PSPO) certification from Scrum.org.

Scrum Alliance logoSA

Scrum Alliance

Certified Scrum Product Owner (CSPO), Product Ownership

Certified Scrum Product Owner (CSPO) certification from Scrum Alliance.

Coursera logoCO

Coursera

Google UX Design Certificate, UX Design

Google UX Design certificate from Coursera.

Coursera logoCO

Coursera

Google AI Professional Certificate, Artificial Intelligence

Google AI Professional certificate from Coursera.

Tech stack

Software and tools used professionally

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