Open to opportunities

Kamran Ali Khan

@kamranalikhan

Message

AML & Compliance expert driving KYC-CDD, monitoring, and AML-CFT risk reduction.

Pakistan

Message

What I'm looking for

I’m looking for UAE-based or remote compliance roles where I can strengthen KYC-CDD, transaction monitoring, and QA frameworks, own regulatory reporting, and partner cross-functionally to reduce financial-crime and regulatory risk.

I’m an AML/Compliance professional with 14+ years of progressive experience across Pakistani and UAE banking institutions. I specialize in KYC-CDD, Transaction Monitoring, and AML-CFT frameworks, with a strong track record of building quality assurance programs and implementing compliance systems aligned to SBP and UAE Central Bank regulations.

In my current governance role at Mashreq Global Network, I monitor the entire Retail and SME portfolio for AML compliance and financial crime risk. I validate KYC-CDD requirements, review transaction alerts, escalate cases as required, and collaborate with the Fraud Prevention Unit to strengthen best-practice controls.

Previously, I led compliance quality assurance at Dubai Islamic Bank by designing an independent QA framework, performing monitoring/testing, and delivering gap reports with remediation plans. I’ve also implemented transaction monitoring and E-KYC integration at Soneri Bank, conducted bank-wide AML-CFT training, executed UAT for compliance systems, and supported regulatory reporting across CTR/STR/FATCA/CRS—always with a focus on measurable risk reduction and audit-ready execution.

Experience

Work history, roles, and key accomplishments

Current

Assistant Manager – Governance

Current

Mashreq Global Network (Al-Mashreq Bank)

Sep 2022 - Present (3 years 10 months)

Monitored the retail and SME portfolio for AML compliance and financial crime risk, validating KYC/CDD requirements and transaction alerts and escalating cases as required. Coordinated with the Fraud Prevention Unit and monitored high-risk jurisdictions and suspicious fund movement patterns.

AML Compliance Transaction Monitoring Financial Crime UAE Central Bank Compliance Fraud Prevention High Risk Jurisdictions Suspicious Fund Movement CBUAE Regulations

Manager – Compliance (AML QA)

Dubai Islamic Bank

May 2021 - Sep 2022 (1 year 4 months)

Designed and implemented an independent AML compliance quality assurance framework and performed monitoring and testing across KYC-CDD, Transaction Monitoring, and CFT. Supported policy review activities, assessed alert quality, and inspected CTRs for onward submission to the Financial Monitoring Unit (FMU).

AML CFT Independent QA Framework Transaction Monitoring Alert Review Compliance Review CTR Inspection Financial Monitoring Unit Regulatory Affairs Support

Manager – Compliance

Dubai Islamic Bank

May 2021 - Sep 2022 (1 year 4 months)

Designed and implemented an independent Quality Assurance framework for the Compliance function, performing monitoring and testing across KYC/CDD, transaction monitoring, and CFT activities. Reviewed open and closed alerts, prepared gap reports with remediation plans, inspected CTRs for submission to the Financial Monitoring Unit, and supported AML-CFT training and regulatory affairs.

Compliance & Quality Assurance Transaction Monitoring AML CFT Alert Review remediation CTR Financial Monitoring Unit Submission Regulatory Affairs

Manager – Compliance

Soneri Bank Limited

May 2018 - Apr 2021 (2 years 11 months)

Led end-to-end implementation of a Transaction Monitoring System and E-KYC integration with core banking applications, and strengthened AML controls by restructuring and expanding the AML department. Managed AML section activities including transaction monitoring and CTR/STR/FATCA/CRS reporting, conducted branch visits for SBP/internal control adherence, performed international trade AML checks, a

Transaction Monitoring STR CTR Reporting Branch Visits for Control Testing International Trade AML Compliance Systems UAT Risk Nucleus Compliance Risk Management AML CFT SBP Regulations User Acceptance Testing (UAT)Compliance & Controls

Internal Control Reviewer

Silk Bank Limited

Apr 2013 - May 2018 (5 years 1 month)

Conducted reviews across branch banking and other segments to evaluate internal control effectiveness, including maintenance of Risk Control Matrices (RCMs), checklists, and Internal Control over Financial Reporting (ICFR). Reviewed transactions and monitoring reports under AML-CFT guidelines and ensured branch-level adherence, including monitoring staff transactions via the Transaction Monitoring

Internal Controls Checklists AML CFT Transaction Monitoring Branch Level AML Compliance

Service Quality Officer (Complaints)

Albaraka Bank Limited

May 2010 - Mar 2013 (2 years 10 months)

Built and maintained a structured mechanism for key process documentation and performance measurement. Revamped the complaint management system to improve complaint resolution and delivered training for branch staff to strengthen service quality standards.

Complaint Management Service quality Process documentation Performance Measurement Staff Training

Service Quality Officer – Complaints Unit

Albaraka Bank Limited

May 2010 - Mar 2013 (2 years 10 months)

Developed and documented a structured mechanism for key processes and measured performance at regular intervals. Revamped the complaints management system to improve complaint resolution speed and quality, and delivered training sessions for branch banking staff to strengthen service quality standards.

Complaint Management Process documentation Performance Measurement Service quality Staff Training